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Champagne Lifestyle on a Lemonade Budget.
Comments
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            Almost Happy New Year everyone!
 Not doing any celebrations tonight, but DS1 and his family are coming for a meal tomorrow, when the prosecco (a Christmas gift from my sister) will be flowing..,
 The weather is supposed to be good, so we will go for a walk along the seafront, to blow away some of the cobwebs.Grocery challenge 2025: £1154/1500 annual budget0
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            :j:j:j HAPPY NEW YEAR:dance::dance::dance:
 Hello Everyone. Hope you all had a fabulous NYE. - however you decided to celebrate.
 I went to a lovely family party, bringing in the New Year with the people who mean the most to me, my fab sons, their lovely women, my gorgeous 6 month old grandson, and my DILs sister. A mixture of English and Spanish traditions, some nice nibbles and a few bubbles, Perfick. And........for the first time in the 4 and half years since my husband died I did not shed a NYE tear. A leap forward.
 I am feeling positive and optimistic - the dark days are finally behind me and I am looking forward to happier times.
 Each year I choose a word which becomes my mantra for the forthcoming year.
 This year my word is "PANACHE".
 I shall aim to imbue everything I do with style and flair. I may have more dash than cash but by Jimeney I can still be chic and live a life of elegant simplicity and add a few luxury touches here and there.
 Just because I'm skint doesn't mean I have to wear a hair shirt, not when I can make it a silk one from a chazzer. :rotfl:
 Have a fabulous day everyone.
 I am quite tired after the celebrations last night so I shall be spending mine quietly, just pottering about, maybe watch a couple of nice movies and back to simple healthy eating. I am going to have scrambled eggs and smoked salmon for brunch and Chicken Ciacatore for supper.
 Hope you all have a lovely day. Wishing you all the very best for 2019. May all your hopes, dreams and wishes come true.0
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            HAPPY NEW YEAR YOU LOVELY PEOPLE :beer::j
 Excited to see what the New Year brings (budget and champagne wise) weight loss journey: 3 KG / 8 KG weight loss journey: 3 KG / 8 KG
 declutter challenge: 25 / 25 ✅ 66/100
 english is not my first language, sorry for any misspellings0
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            Happy New Year everyone 
 Had a quiet night in last night with the Furnutters. The fireworks were on n off from about 8pm!!! , so dosed them up with Kalms tablets , n put Madness on full blast which settled them :rotfl:
 Hope you've not got sore heads :rotfl:"You can't stop the waves, but you can learn to surf"
 (Kabat-Zinn 2004):D:D:D0
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            LL, that's a very god start to the year, full of optimism and a gorgeous grandson.
 Our FaceTimed us on the dot of midnight, 7 pm for them, settling down with popcorn for a movie night.
 Blwyddyn Newydd Dda to you all!Member #14 of SKI-ers club
 Words, words, they're all we have to go by!.
 (Pity they are mangled by this autocorrect!)0
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            Happy New Year everyone.0
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            doingitanyway wrote: »Happy New Year Caronc inspired by you I will be living on £1,000 a month from now until I go back to work in April. I should be apprehensive but actually looking forward to it. 
 That’s more than I have to live on any month! :rotfl:2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
 2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
 Quidquid Latine dictum sit altum videtur0
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            jackieblack wrote: »That’s more than I have to live on any month! :rotfl:
 That's far more than 2 of us live on a month!:rotfl: Luckily we don't have champagne tastes and live quite well on a lemonade budget.#77 Make 2019 in 2019 £164.04 / £2019
 Weight loss challenge#11 5 lb0
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            star_trek_fan wrote: »Luckily we don't have champagne tastes and live quite well on a lemonade budget.
 Ditto 
 Admittedly, things would be easier if I didn’t still have the mortgage to pay, and the Council Tax takes a sizeable chunk, but I manage pretty well 2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07 2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
 2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
 Quidquid Latine dictum sit altum videtur0
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 I guess it depends on our commitments and outgoings. We are all different.star_trek_fan wrote: »That's far more than 2 of us live on a month!:rotfl: Luckily we don't have champagne tastes and live quite well on a lemonade budget.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720250
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