Is there a problem with Premium Bonds this month?

organum

My wife and I have each held the maximum holdings for many years and for as long as I can remember we have ‘won’ something each month but this month nothing.
Have there been changes in PB?
Anyone else in the same boat?

I realise this is a game of chance but unusual results nonetheless.

Alistair31

Sounds more like there is a problem with your expectations

Snapdragon

Have to agree with Alistair, even with a maximum holding its not realistic to expect to win every month.

I find (also with max holding) that I get between 1*£25 a month and 4*£25 on a regular basis but I do get 'bare' months too. That's the nature of random and luck.

There were a few changes to premium bonds in the budget, but they related to; who can buy them (relatives on behalf of kids etc) and the minimum spend has been lowered. Nothing that affects the rate or prize fund though.

eskbanker

organum wrote: »

My wife and I have each held the maximum holdings for many years and for as long as I can remember we have ‘won’ something each month but this month nothing.
Have there been changes in PB?
Anyone else in the same boat?

I realise this is a game of chance but unusual results nonetheless.

You've done better than the average over the many years then!

As per the MSE PB calculator, the chances of a zero return in any given month with a maximum £50K holding are 13%, so you should each typically expect this to happen every 7-8 months on average, or a blank month for both of you together would be 13% of 13% = 1.69% or about every five years.

talexuser

There is definitely something wrong because I didn't win too.

Robin9

talexuser wrote: »

There is definitely something wrong because I didn't win too.

I've got your share this month !

4 prizes inc a superb £50

[Deleted User]

I have the maximum holding too, and have had some baron months.

TadleyBaggie

cmondynamite wrote: »

I have the maximum holding too, and have had some baron months.

No excuse for lording it up...

Arthurian

https://www.moneysavingexpert.com/news/2018/11/delays-to-ns-i-payments-after-technical-glitch/?_ga=2.96095132.1685019577.1541171340-1360497255.1471888544
There have been some delays this month, including Premum Bonds, due to a technical glitch. Having said that, I agree that you cannot expect to win every month even with the maximum holding.

AndyPK

I won some today. Seams fine to me

kidmugsy

cmondynamite wrote: »

I have the maximum holding too, and have had some baron months.

The early bird catches the worm.

Viscount your chickens before they've hatched?