Hard Search made by Atos 29 October 2018 at 11:56PM edited 30 November -1 at 1:00AM in Credit File & Ratings 22 replies 3.3K views

Pondiechips

Hi there,
I'm a newbie to the site looking for some advice. Hope I'm in the right area, apologies if not.
Today I signed up to Creditwise through my Capital one account and whilst looking through my file I noticed a Hard Search was made on the 12th June 2018. It's listed as a 'Director Credit Search' and was made by a company called ATOS ORIGIN IT SERVICES UK LTD.
To my knowledge I haven't applied for any credit and the only information I can find about Atos is linked to the DWP. I dont claim benefits. Bit confused about it all and would really appreciate some advice how to find out who authorised the search.
Thanks in advance
P.

Thrugelmir

Have you applied for trade accounts through any business you have an involvement with?

Pondiechips

No i haven't applied for any trade accounts

Pondiechips

Is there a way to find out the source of the search? Would my first point of contact have to be with Atos?

cjv

Capital one creditwise seems to provide information held by Equifax. You can dispute the search with them here:

https://equifaxuk.custhelp.com/app/answers/detail/a_id/873/~/how-can-i-dispute-information-on-my-equifax-credit-report%3F

Check the other credit agencies (Experian and Callcredit) and also raise a dispute with them too if you see the unauthorised search there also.

custardy

Pondiechips wrote: »

Hi there,
I'm a newbie to the site looking for some advice. Hope I'm in the right area, apologies if not.
Today I signed up to Creditwise through my Capital one account and whilst looking through my file I noticed a Hard Search was made on the 12th June 2018. It's listed as a 'Director Credit Search' and was made by a company called ATOS ORIGIN IT SERVICES UK LTD.
To my knowledge I haven't applied for any credit and the only information I can find about Atos is linked to the DWP. I dont claim benefits. Bit confused about it all and would really appreciate some advice how to find out who authorised the search.
Thanks in advance
P.

Really?

https://atos.net/en/about-us/company-profile

[Deleted User]

custardy wrote: »

Really?

https://atos.net/en/about-us/company-profile

Yup they carry out assessments for fitness to work for benefits claimants as a government contractor.

Pondiechips

Thanks I shall do that with Equifax. I use Noddle also but the search by Atos does not appear there. Is noddle linked to experian or callcredit?

Tigsteroonie

_shel wrote: »

Yup they carry out assessments for fitness to work for benefits claimants as a government contractor.

Amongst many, many, many other activities. That's just the one they are notorious for.

molerat

Are you or have you ever been a director of or other significant person in a company or other organisation ?

Pondiechips

Molerat I'm self employed as a sole trader.