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Twinklie returns to the property ladder
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I think rest is really improving people's recovery times too so take care of yourself. Hope things improve for you all soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
I’ve tested positive now.
Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 373 -
Ouch - make sure you take time to look after yourself and don't rush back to doing stuff. Hope you recover quicklyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Get well soon twinkle xMortgage-free wannabe 2025 £571/30003
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So COVID is kicking my backside. I’ve been so poorly it’s awful. I mean, not needing hospital poorly thankfully. But oh my days I’m rough.The fatigue is unreal and the latest pot of joy is waves of dizziness and lightheadedness. It’s awful.I’ve been sleeping lots. I would say the upside is that I’m not spending money, but DH got take away to feed everyone last night because he’s just not coping as a solo parent.I’m hoping the awful headaches are starting to subside now though. They’ve been horrendous.DS1 is on day 6 and seems to feel so much better today which is great. However, he’s still testing positive so isn’t on for early release.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 374 -
I'm so sorry to hear you've been feeling really tough with it. Hope it does start to subside soon xMortgage-free wannabe 2025 £571/30003
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Please don't rush back to work xxx2
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Take it slow. Look after yourself. Can't be easy with several of you ill at once.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
So after a bit of time off I’m back. I’m still not 100% but so much better than I was.Both kids bounced back from covid and DH managed to not catch it somehow. I’ve had 3 weeks off and went back to work this week on a phased return. I’m exhausted, but happy for some sort of routine.Drs have put me on some additional medication, which is helping to reduce the viscosity of my mucus which has meant I’m not as breathless as much. I’m now just (JUST) battling fatigue and brain fog.I need to catch up on all my updates regarding finances. But some good mini updates:
- won £25 on premium bonds.- won £5 gift voucher.Think that’s as good as it gets. I think I have an exciting mortgage payment figure due, but I will double check it before I announce it and look like a fool. 🤣
But boo to all the grim inflation and energy price rises stuff.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 373 -
Great wins. Glad you are slowly improvingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253
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