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Twinklie returns to the property ladder
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I bought a stand/sit desk on FB although not assembled it yet... Hopefully soon. It cost me £80 - new would be £200. A decent chair is a must. I helped choose the ones for work so made sure it was comfortable and ergonomic - and got to bring one home...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I’ve just reset the settings on my chair, so hopefully it will encourage me to have better posture.I’ll add alerts into my calendar to remind me to reset my posture when I log on tomorrow and will revisit my desk assessment jobbie as well.Thanks guys, I’m hoping this will help. It’s just hard work when I’m in a high meeting day because I don’t always get to get up and reset on those days.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
I have days like that twinklie, it makes me miss the days of office meetings, where you could nip to the loo and the kitchen, and at least stretch your legs before the next meeting."Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga1 -
I was only in work two days this week. I made a concerted effort to move and sit as well as I can. The first day was very uncomfortable following dinner. The second day I felt a bit better, so I think it’s just conditioning my body to sit again tbh.Cars in for its MOT today - fingers crossed all is well. 🤞🏻Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
Hello Twinklie!
I just resurrected my diary too.
Good to see you still here x2 -
Car got through the MOT ok. Yay.Have done very little today other than take the dog for a walk. I’ve had a bit of a banging head all day and I can’t shake it for love nor money. I just feel exhausted. I have a sinking feeling it’s covid because it’s ripping through the kids school and so many people I know have it now. My LFT was negative though so fingers crossed it’s not. I do feel pretty rotten though.LFTs all round in the morning before we go to rugby, so that’ll be exciting. I don’t think.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 375 -
Hope it's not covid. So hard to know currently.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
DS1 tested positive on LFT this morning. Everyone else was negative.So we missed rugby and went for PCRs this afternoon instead. He was ok initially but has gone downhill since and is feeling quite poorly now.DH and I still feel rubbish so we did a PCR too. Just got to wait on those now. But I’m not looking forward to sitting at my desk for work tomorrow. Really feel like I could sleep for a week.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 373 -
twinklie said:DS1 tested positive on LFT this morning. Everyone else was negative.So we missed rugby and went for PCRs this afternoon instead. He was ok initially but has gone downhill since and is feeling quite poorly now.DH and I still feel rubbish so we did a PCR too. Just got to wait on those now. But I’m not looking forward to sitting at my desk for work tomorrow. Really feel like I could sleep for a week.2
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Oh no, hope you all feel better soon and that the results come through quickly. If you feel rough tomorrow call into work sick. I think working from home means that people feel they should soldier on when poorly but if you're sick you're sick and should rest.Mortgage-free wannabe 2025 £571/30004
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