Noodle report making comments

DaveandMayu

I had a company claim they made a loan agreement with them when I did not

How can I put an explanation on my report?

Also there is a debt from 2010 stil showing, should not that be gone after 6 yrs?

DaveandMayu

It's very serious this company forged my signature on the loan agreement because I refused to sign it.

How can I explain this on my credit report please?

[Deleted User]

Are you sure you're not telling porkies?

If you had a loan you would have also had the money transferred to you.

What does the debt from 2010 show exactly - what's the status, amount owed, payment history etc?

Willing2Learn

Hi,

Do you regularly check your credit files with the three main CRAs, to check for fraudulent activity and accuracy?

DaveandMayu

!!! wrote: »

Are you sure you're not telling porkies?

If you had a loan you would have also had the money transferred to you.

What does the debt from 2010 show exactly - what's the status, amount owed, payment history etc?

I never received the money I'm 100% certain

I asked to see the loan agreement that they said I signed and it's not my signiture

Willing2Learn

DaveandMayu wrote: »

I never received the money I'm 100% certain

I asked to see the loan agreement that they said I signed and it's not my signiture

In that case, you want to send them a 'prove it' letter in the post to the creditor, explaining that you have no knowledge of the account (or the debt).

DaveandMayu

!!! wrote: »

Are you sure you're not telling porkies?

If you had a loan you would have also had the money transferred to you.

What does the debt from 2010 show exactly - what's the status, amount owed, payment history etc?

The 2010 debt was a disagreement that was sorted way back then but it still shows as not settled

I thought even if it's not settled it's wiped after six years?

DaveandMayu

Willing2Learn wrote: »

In that case, you want to send them a 'prove it' letter in the post to the creditor, explaining that you have no knowledge of the account (or the debt).

Yes I did this and they sent me a signed loan agreement with a fraudulent forged signiture that doesn't look anything like mine

What's the next step for me?

Willing2Learn

DaveandMayu wrote: »

The 2010 debt was a disagreement that was sorted way back then but it still shows as not settled

I thought even if it's not settled it's wiped after six years?

What was the debt for? What was the disagreement?

I'm confused by your posts. Do you, or do you not agree that you have a debt from 2010 (whether or not there was some kind of disagreement)? In one post, it seems that you acknowledge the debt, but with some kind of disagreement. In the next post, you say you have been a victim of fraud. Which one is it? Or is there more than one debt?

DaveandMayu

Willing2Learn wrote: »

What was the debt for? What was the disagreement?

I'm confused by your posts. Do you, or do you not agree that you have a debt from 2010 (whether or not there was some kind of disagreement)? In one post, it seems that you acknowledge the debt, but with some kind of disagreement. In the next post, you say you have been a victim of fraud. Which one is it? Or is there more than one debt?

It's two separate issues, the fraudulent debt claim was recent, they forged my signiture. That was this year.

The only other negative thing on my report was way back in 2010, my question is how is something over six years old still showing?

BoGoF

If you believe fraud has taken place contact the Police.

The 2010 debt - what is the date of default?