Contactless payments now more popular than chip and PIN - MSE News

Former_MSE_Callum

Contactless payments are now more popular than chip and PIN card payments in UK stores, according to payment processing company Worldpay....

Read the full story:
'Contactless payments now more popular than chip and PIN'

Click reply below to discuss. If you haven’t already, join the forum to reply.

James

Especially for the bad guys who pinch your cards

Chino

An odd use of the adjective "popular".
Whilst one payment method might be described as being more commonly used than another, or preferred by people to another, it could hardly be described as "popular".

agrinnall

Chino wrote: »

An odd use of the adjective "popular".
Whilst one payment method might be described as being more commonly used than another, or preferred by people to another, it could hardly be described as "popular".

I don't see why not:


"Liked or admired by many people or by a particular person or group"


https://en.oxforddictionaries.com/definition/popular



Seems like an appropriate definition to me. Contactless has certainly become more popular with me over the last year or so.

Nasqueron

James wrote: »

Especially for the bad guys who pinch your cards

£30 limit for a few little while before the card is reported stolen and you get your money back. Last of the big spenders...

aj23_2

So more people are using cards for purchases under £30 than above £30? I don't buy that.

Fortyfoot

I used mine in the Amber shop in Peuerto de la Cruz Tenerife in February this year to buy fags and booze and they made two additional charges to my account for the original purchase, about £140 in total. So no £30 limit in Tenerife.

I did not ask for one of these cards they sent it to me when the old one expired. So not popular, just forced onto customers. I am asking for the old chip and pin back, it's too risky.

Morrisons charged me for my meal and the drinks of the chap behind me!

Halifax Clarity got my money back for me.

Fortyfoot

obay

When I was in italy, the limit was €5,000

They ask you to flash your card, and then the pin number goes in for any amount. Which to me, is a fantastic way of doing it. We are so far behind with technology advances.

PaulSh

Fortyfoot wrote: »

Morrisons charged me for my meal and the drinks of the chap behind me!

Which is why contactless cards should always be kept in a "Faraday cage" wallet or slipcase that is designed to prevent this from happening.

PaulSh

Nasqueron wrote: »

£30 limit for a few little while before the card is reported stolen and you get your money back. Last of the big spenders...

The problem is that the card can still be used for low-value payments (ones that don't exceed a merchant's "floor limit") after it is reported stolen, so you have to keep an eye on your account for a while and report fraudulent payments. The banks are still supposed to working out how to stop this from happening.

aj23_2

I stayed in Australia with a friend and their limit is about £70 for contactless. Even for Chip and Pin, you don't get asked to enter your PIN for under $10 or so.