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Oofy omtimistic Octobers NSD challange.
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Spendy day today: just made an online purchase.0
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NSD number 3 today.
I planned to go out but going to focus on home based activities instead. I need coffee as I had none this morning :eek: but I don't drink it any other time so I can get up early tomorrow and restock to ensure a good start to the dayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Nargleblast wrote: »Chocolatelover, don't waste your money on cough medicine. It has been proven that so-called cough medicines don't work. Honey and lemon is just as effective, coats the throat and soothes the irritating tickle. If you are bringing stuff up then your body is doing what it is designed to do.
Suggestions for coughs and colds - honey, lemon juice, pinch of dried ginger in a mug, top up with hot water, stir, add a slosh of rum or brandy.
Elderberry syrup - contains antioxidants that are effective against winter bugs. Take a spoonful every morning in autumn and winter, every 2-3 hours if you have a cold. Can be put in a mug with hot water as a soothing hot drink - take a mug of this with two paracetamol and save money on so-called "cold capsules".
Inhale steam from a bowl with eucalyptus oil added to clear the nasal passages.
In public places be aware that these germs are present on door handles and any hard surfaces, so wash your hands and don't touch your face or eyes. Avoid crowded public places if possible, there's always somebody spluttering and sneezing over everyone else.
Ok, lecture over.
Thank you! Don't have any honey or lemon but have been having hot drinks to soothe it. I've got some Vicks so will give that a go with steam. Eating a curry as well hoping that'll help a bitx
Read my diaryHere0 -
It’s the start of my October cc bill today so I count this as my 1st day of my month. Please can I join the challenge - can I go for 15 NSD [/
I’ve just done a £50 Aldi shop so should be off to a good start tomorrow but I’m away for a week at the end of the month - could be an interesting challenge :money::p
Trie to do target in red but it hasn’t worked....
I’m including all spends except chub club and dds birthday pressie which is budgetted for.January spends - £587.580 -
Happy to report NSD number 5 safely snaffled!One life - your life - live it!0
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NSD number 1 - done!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
I can't remember how many I've already noted, but Monday - Thursday were all NSDs, Friday and Saturday most definitely weren't
but yesterday was, so 5/20, happy with that
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Spendy weekend - bottle of wine on Saturday (it was a stressful day) and birthday gifts for my Nan yesterday
Only need to buy food for work which doesn't count as spends, so 5/15 for me today0 -
NSD number 5 in the bag today!!Oct NSD 7/15
Oct £2 per day £41.00/£62.00
Oct Grocery Challenge £137.54/£2500 -
NSD no 6 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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