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Oofy omtimistic Octobers NSD challange.

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  • s1n25
    s1n25 Posts: 113 Forumite
    NSD 4 for me today. I'm very tempted by an emergency spend... bottle of wine! (It's been one of those weeks!)


    I've remembered I might have a miniature bottle in the kitchen I got for a present last month, I might just have to make do with this and not spend!
    Debt Free Diary..."Start of a new chapter"
    Nov: Unsecured Debt : £2,900.. Bring your lunch to work 1/18..NSD challenge 5/20

  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    NSD on Tuesday, Wednesday and Thursday so up to 3/15! Today I have done the food shop, may buy my mums birthday present depending on how my bank balance is looking and may also pay for my DBS check, but if I dont do it today, will do it all together on another day!!


    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    I think I can safely confirm that NSD numero 4 is safely in le sac.
    One life - your life - live it!
  • chocolatelover93
    chocolatelover93 Posts: 1,033 Forumite
    Seventh Anniversary Combo Breaker
    Hello :)

    Is it ok if I join please if I'm not too late!

    I've had 2 NSD so far this month (wed and today) I am aiming for 15 :D

    I do budget for everything but for me a NSD is not spending anything even from budgets to try and stop me from overspending.

    C xx
    Read my diaryHere :)
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bubblesmum wrote: »
    Hello Beanielou,

    Please can I join.... and I think I better match you at 15 :)

    This will be for all non budgeted items,

    So up to yesterday that makes 3/15

    WElcome to our lovely thread :D

    Great start.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Nargleblast wrote: »
    Here goes, aiming for number 4 (Nargle, Step awaayyy from the debit card....)

    Step away from the debit card:p
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    chocolatelover93 wrote: »
    Hello :)

    Is it ok if I join please if I'm not too late!

    I've had 2 NSD so far this month (wed and today) I am aiming for 15 :D

    I do budget for everything but for me a NSD is not spending anything even from budgets to try and stop me from overspending.

    C xx

    Welcome to our lovely thread :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 4 for me today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 9,944 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    NSD 2/31 for me today. Really pleased as I worked in town. I already had a travel credit. Then I used a free coffee voucher for Ner0 and took my lunch in my new lunchbox. I haven't had a NSD on a working in town day for months :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Could I join in please? I am aiming for 10 NSDs. I count NSD as days when nothing is spent at all, from either purse or bank.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000     EF £140. Savings 2 £30.00. 17
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