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Serious car insurance help!
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kevroper9
Posts: 10 Forumite
Just read the thread about car insurance going up on quinne direct from switching from a prov to a full so i thought id have a look as ive jus bought my 1st car, not passed my test, and got a quote i was looking to get from quinne direct.
I was originally quoted at £1500 something with a prov, and when i entered a new quote with a full licence it was £3000 somthing! :eek: A real eye ball popping out the head situation!
Im now seriously worried what the hell im gonna do as that is not an option.
Fiat punto 16v 1.4 ELX Y reg and im 17, soon to be 18 btw...
Any help/suggestions much appreciated, thanks.
I was originally quoted at £1500 something with a prov, and when i entered a new quote with a full licence it was £3000 somthing! :eek: A real eye ball popping out the head situation!
Im now seriously worried what the hell im gonna do as that is not an option.
Fiat punto 16v 1.4 ELX Y reg and im 17, soon to be 18 btw...
Any help/suggestions much appreciated, thanks.
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Comments
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They are ludicous quotes on a 1.4 Fiat, the insurance is worth more than the car. Try the Prudential via https://www.quidco.com and get £95 cashback and for all of my family members the Prudential has come out the cheapest.0
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The insurance is high, as the risk is high.0
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Its a 1.2 not a 1.4 and thanks mate but my quote on that site was £2700 something.0
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My son was in the same position a couple of years ago and his first premium was £1950 third party with Direct Line for a rover 114 gsi R reg:eek: He now has a L reg escort 1.3 and pays about £750 with MoreThan. Good luck in your search.0
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The thing is its £1500 with a prov but as soon as ive passed am i expected for it to rocket up to £3000. Thats crazy0
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Can you not buy a older cheaper car, go with TPO (third party only) with a steering lock fitted to the car, or if its not too much TPF&T.
I see it that, if you smash it, you shall fix it..
Though, im 27, and i drive a 04 RenaultSport Clio 182 (the 2.0ltr 16v thing), ive got no accidents, no convictions, no points, and 5 years NCB and i pay £457 full comp with £250 xs.
Stick with it, and in time it shall come. Your first step once passing your test is to not get any points within the 2 years.0 -
Unfortunatly ive bought the car and the quotes ive given are TPO0
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My son passed his test and the premium from More Than was less than when he had a prov lic - you don't have much choice other than to shop around for the best deal. He is insured tpft.0
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Best bet is to get on the internet and just persist trying all the different providers and note everything down as you go. Then pick the cheapest.0
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Hi
Check out this MSE article about getting cheaper car insurance...
http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance0
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