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Why Walk When You Can Fly

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  • SSDD23 wrote: »
    Happy anniversary :D xx

    Thanks hun xx
  • Happy anniversary Purplemum :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,742 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy anniversary for yesterday :)

    I agree with tackling mbna, but if you cleared bc, do you think you'd get a 0% deal on that to transfer the mbna?
    "If you can dream it, you can do it". Walt Disney
  • Happy anniversary Purplemum :).

    Thank you xx
  • jwil wrote: »
    Happy anniversary for yesterday :)

    I agree with tackling mbna, but if you cleared bc, do you think you'd get a 0% deal on that to transfer the mbna?

    That I hadn't thought of. BC do seem to have quite a few offers that they send over and it will be December before I do another transfer and the BC will be cleared well before then.

    I can have the BC cleared within the next three months.
  • jwil wrote: »
    Happy anniversary for yesterday :)

    I agree with tackling mbna, but if you cleared bc, do you think you'd get a 0% deal on that to transfer the mbna?

    Good thinking Jwil :T. That sounds like a plan :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Morning,

    Payday today and £550 paid off the CC's/OD. I miscalculated with the Lloyds one so that won't be under the £9K mark until next month.

    Money moved about and the OD has been reduced again by £300 :j

    I am hoping that I haven't messed up this month by doing the above but what is done, is done. We need to be careful this month anyway as DS has a birthday coming up.

    I have nearly sorted out the shopping list and it does help that the kids are on half term next week as it saves me a week in packed lunches for them and money on their accounts too.

    I am determined that we will scrape through June intact come hell or high water!
  • I have managed to hopefully cash out £10 from SB via Paypal, once that hits I will keep withdraw it and move it to the household pot.
  • Just done a quick calculation and we are.....

    Dead on £14,000 next month we will be under it :j
  • jwil
    jwil Posts: 21,742 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's brilliant news, well done :T :T
    "If you can dream it, you can do it". Walt Disney
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