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Why Walk When You Can Fly
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Happy anniversary Purplemum
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy anniversary for yesterday
I agree with tackling mbna, but if you cleared bc, do you think you'd get a 0% deal on that to transfer the mbna?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
HairyHandofDartmoor wrote: »Happy anniversary Purplemum.
Thank you xx0 -
Happy anniversary for yesterday
I agree with tackling mbna, but if you cleared bc, do you think you'd get a 0% deal on that to transfer the mbna?
That I hadn't thought of. BC do seem to have quite a few offers that they send over and it will be December before I do another transfer and the BC will be cleared well before then.
I can have the BC cleared within the next three months.0 -
Happy anniversary for yesterday
I agree with tackling mbna, but if you cleared bc, do you think you'd get a 0% deal on that to transfer the mbna?
Good thinking Jwil :T. That sounds like a plan. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Morning,
Payday today and £550 paid off the CC's/OD. I miscalculated with the Lloyds one so that won't be under the £9K mark until next month.
Money moved about and the OD has been reduced again by £300 :j
I am hoping that I haven't messed up this month by doing the above but what is done, is done. We need to be careful this month anyway as DS has a birthday coming up.
I have nearly sorted out the shopping list and it does help that the kids are on half term next week as it saves me a week in packed lunches for them and money on their accounts too.
I am determined that we will scrape through June intact come hell or high water!0 -
I have managed to hopefully cash out £10 from SB via Paypal, once that hits I will keep withdraw it and move it to the household pot.0
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Just done a quick calculation and we are.....
Dead on £14,000 next month we will be under it :j0 -
That's brilliant news, well done :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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xx
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