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Why Walk When You Can Fly

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  • Morning,

    This may end up being an epic post, so apologies now if it does due to my rambling.

    March round up

    Good things:

    DD Options sorted
    Sorted out DS's spending cap on his mobile
    Debt is going down slowly
    Did a small BT which has helped
    Took my lunch to work
    Have done loads on my tapestry
    Did a few long training walks

    Bad things:

    Didn't stick to my lunches to work and got lost
    Not heard from the company that was desperate to see me
    CT has increased
    Nearly missed out on one of DD's camps as I forgot the deposit due date
    Not totally stuck to the meal plan

    Overall a mixed bag for March, with a few areas that could've been improved.


    April, I am holiday from next Friday until the following Friday because if I do (by some miracle) end up changing jobs, this may be the only holiday I get this year.

    One benefit to being holiday, is that I won't be spending as much money on fuel.

    I am hoping that the weather will be good that week too.

    April Goals

    Personal

    Finish my tapestry
    Read more of my book
    More training walks needed
    Keep looking for and applying for jobs

    Household

    Blitz DD's bedroom (with her help) so she has room for a desk
    Blitz the house and open all windows
    Hang washing out as much as possible
    Sew all DD's badges on her camp blanket - I may need badgering about this one :rotfl:

    Financial

    Make meal plan and stick to it
    Take my lunches to work - aiming for 14 days due to holidays
    Keep going with my Money Hub app
    Both kids need a new set of clothes due to growth spurts :cool:

    I have split my goals up this time, to see if it makes any difference in how I approach things. Even after 10 years on here, I still feel like I am learning.

    I am pleased with how the debt is going down and generally feel like that side of things is moving in the right direction, but feel that it isn't moving quick enough lol

    I have found renewed enthusiasm for my pots recently and can see where I will be able to allocate money once the OD is gone. I told DH yesterday that come June the OD will be even lower, although I doubt it'll be gone this year.

    Sorry for the long post.......:rotfl:
  • Afternoon,

    Finally had an update from the company about the other job. The project has been pushed back a couple of weeks and they are still recruiting for management before interviewing others. She was happy that I am keen and as soon as she gets the nod, she will start the process of interview dates for the CV's they have.

    So....it's not dead totally just the usual delaying tactics by the client side.

    Spoke to our HR lady today about DH (they used to work together) and she has asked for him to email her and she will see what she can do with regards to recruitment for him.

    In other news....I have been playing about with my spread sheets and I could possibly get the OD down to £1000 by March next year :) which in turn means that it could possibly be gone totally by the end of next year :j
  • I know....hate to think of the badges....I still haven't sewn on the other ones yet :o :rotfl:


    Sew those badges on :naughty::naughty: :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • It's a good idea to divide your goals up into sections, that always makes them clearer and less overwhelming, plus it's easier to focus on the really important ones.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 9,800 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I like the structure of your March roundup :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 25/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    The goals look great, it's important to look at the whole picture not just finances.

    I hope the lady comes back soon with some information about the job, and dh gets something sorted too.

    Good news on the overdraft plans, I'm really sick of mine now and it's the hardest to pay off.

    Have a good day, it's nearly the weekend!

    H x
  • It's a good idea to divide your goals up into sections, that always makes them clearer and less overwhelming, plus it's easier to focus on the really important ones.

    Thank you x
    I like the structure of your March roundup :)

    Thank you x
    The goals look great, it's important to look at the whole picture not just finances.

    I hope the lady comes back soon with some information about the job, and dh gets something sorted too.

    Good news on the overdraft plans, I'm really sick of mine now and it's the hardest to pay off.

    Have a good day, it's nearly the weekend!

    H x

    Thank you, that's what I am hoping will keep me focussed.

    I'd love to get this job, it is one of the top Construction companies I've always wanted on my CV

    I too am sick of it....it's taken me nearly two years of nagging DH before he agreed to it! Men!!
  • Sew those badges on :naughty::naughty: :rotfl:

    Yes Miss! :rotfl::rotfl:
  • jwil
    jwil Posts: 21,748 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the April goals :)

    Hope you hear something from the job soon x
    "If you can dream it, you can do it". Walt Disney
  • Afternoon,

    Sorry that I haven't been about, MSE had banned the IP address on my work laptop, so I couldn't log on :eek: thankfully the lovely MSE lot fixed it and here I am (I can hear your groaning from here! :rotfl: )

    Hope everyone had a lovely day on Sunday, whether you are a mum or a dad. I was nicely spoilt and got a gift voucher for the local haberdashery/textile/craft place, so I can buy some more tapestry wool for my next project :D

    I have brought my lunch with me to work every day so far this month.

    I have been keeping my money hub app up to date.

    I haven't done the meal plan yet for the month, so that is on my agenda for this weekend.

    DD's last Guides tonight until after Easter and DS has no Cadets tonight, so early nights for the pair of them.

    I was supposed to be holiday on Friday due to the boiler and the dishwasher being serviced, but the boiler service disappeared from the online thingy, so I am now working from home as it is just the dishwasher being serviced.

    The kids finish just after 12pm on Friday anyway, so I can pick them up as I will be about.

    I am holiday next week though and I can't wait.
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