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Issue after Selling the Property

24

Comments


  • Do not engage in conversation or e-mail exchange, ignore them completely.

    I am not sure you need to ignore them completely. They might appreciate being told by you that it is nothing to do with you and the contract is clear that the physical condition of the property is something that no comfort is given on by the seller, and that is why most buyers get a survey. if they did get a survey they shoudl perhaps speak to a surveyor. if they didnt, then perhaps they should speak to one now. Doing this will not change your liabilty to them - it might actually be better than just stonewalling them.
  • lincroft1710
    lincroft1710 Posts: 19,093 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I am not sure you need to ignore them completely. They might appreciate being told by you that it is nothing to do with you and the contract is clear that the physical condition of the property is something that no comfort is given on by the seller, and that is why most buyers get a survey. if they did get a survey they shoudl perhaps speak to a surveyor. if they didnt, then perhaps they should speak to one now. Doing this will not change your liabilty to them - it might actually be better than just stonewalling them.

    The usual advice given on these boards in similar circumstances is not to to engage in conversation with any would be claimant. You may have a point that the buyers are not familiar with some aspects of English property selling law, but of course they could be chancers
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The usual advice given on these boards in similar circumstances is not to to engage in conversation with any would be claimant. You may have a point that the buyers are not familiar with some aspects of English property selling law, but of course they could be chancers
    In which case you could simply suggest to them that if they have any sort of claim they should be talking to their solicitor, rather than going to the estate agent.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I am not sure you need to ignore them completely. They might appreciate being told by you that it is nothing to do with you and the contract is clear that the physical condition of the property is something that no comfort is given on by the seller, and that is why most buyers get a survey. if they did get a survey they shoudl perhaps speak to a surveyor. if they didnt, then perhaps they should speak to one now. Doing this will not change your liabilty to them - it might actually be better than just stonewalling them.


    I think any such communication would be best managed by OPs solicitor.
  • Thanks all to your replies. Jut summarizing all the answers here...


    1. The sale contract was fifth edition
    2. No, they haven't mentioned how the crack has happened
    3. There was no cracks in the past and I answered the SPIF form to the best of my knowledge with true information
    4. No survey was done on the property


    In the mean time, my solicitor has also emailed me asking for the building insurance cover that was taken by me which is probably invalid now. Should I go back with questions or just provide the insurance details to my solicitor?
  • Roo89
    Roo89 Posts: 69 Forumite
    Mike_Ross wrote: »
    Thanks all to your replies. Jut summarizing all the answers here...


    1. The sale contract was fifth edition
    2. No, they haven't mentioned how the crack has happened
    3. There was no cracks in the past and I answered the SPIF form to the best of my knowledge with true information
    4. No survey was done on the property


    In the mean time, my solicitor has also emailed me asking for the building insurance cover that was taken by me which is probably invalid now. Should I go back with questions or just provide the insurance details to my solicitor?

    Go back to your solicitor and question why they need that information, as the insurance policy is no longer valid as you no longer own the property in question, and the new owners should have their own insurance in place.
  • SG27
    SG27 Posts: 2,773 Forumite
    Roo89 wrote: »
    Go back to your solicitor and question why they need that information, as the insurance policy is no longer valid as you no longer own the property in question, and the new owners should have their own insurance in place.

    The only reason I can possible think they would want is that they are struggling to insure the property due to the huge crack and they want to continue with (or attempt to) with your insurer as they had previously insured the house.

    Mike Ross please post your solictors response as to why they asking for this.
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can't work out who are the biggest idiots here: the buyers, or the vendor's solicitor? One would reasonably expect a qualified solicitor to have grasped the concept of caveat emptor, even if the buyers haven't.
    Unless there is something we haven't been told...
    OP, it doesn't matter when the crack appeared, before or after exchange. Unless you stated on the SPIF 'there are no cracks in the property', then the onus is on the buyer to spot any faults-you are not required to point them out.
    No free lunch, and no free laptop ;)
  • Jox
    Jox Posts: 1,652 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I would ignore this personally. The house is sold and the problem is the buyers' now.
  • silvercar
    silvercar Posts: 49,936 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    If there is subsidence, insurers have a deal where the cost is shared between previous insurers of the property. So just because you change insurers and then discover subsidence, the costs may well be shared.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
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