Paying for 25 year old child

peachyprice

annandale wrote: »

Someone would give up a full time job so their child would get 4k more of a student loan? There is nothing about that that makes sense. Leaving yourself 10k plus a year worse off in earnings so that a child would get 4k more of a student loan

My exs family were very wealthy. He saw none of that. No way did they give the true figures of what they were worth to student finance. If they had he would have got no grant.

8.7k a year is not a generous loan in my view. As for extra help what bursaries do poor kids get these days.

How do you know people in the middle are squeezed by loans and don't have much to spare?

As I said before. My mum was a single parent and helped put two of us through university. She worked full time but was not a high wage earner.

I got no extra help because of this. The only people I knew who did were people whose parents were unemployed.

Massive generalisation to say that it's easier for people of poorer parents to go through uni than people who work in middle management. You are surmising that people of a certain income level have high outgoings compared to income.

Statistics show that it's harder for kids from poor backgrounds to get to university in the first place.

The numbers are rising. At least in Scotland.

Ah, now I understand your point of view, your family struggled to get you and your brother through uni so why should anyone else have it easy. Explains it all thanks.

Red-Squirrel_2

peachyprice wrote: »

Spot on.

But hey, some people thing that's a perfectly fair system.

"So Mr Smith, you've lived an honest life, you've paid your taxes since you left school at 16, you've worked yourself into middle management, you've bought your nice 3 bed semi and raised two lovely children. As a reward for your contribution to keeping our economy afloat we're going to penalise your children for whom you want more than a 3 bed semi and middle management. Can't have them benefitting from the same tertiary education as all those poor kids and all those rich kids, can we. Where would that madness lead?"

While I completely agree that the current system isn't right, I have to point out that 'poor kids' are still not going to university in great numbers. The children of the middle and upper classes are still far more likely to go at all, however they are managing to pay for it.

peachyprice

Red-Squirrel wrote: »

While I completely agree that the current system isn't right, I have to point out that 'poor kids' are still not going to university in great numbers. The children of the middle and upper classes are still far more likely to go at all, however they are managing to pay for it.

No, they're not, but that's due to a whole host of other reasons, just throwing money at certain groups isn't going to change a thing.

You can't suddenly expect people who have been the victims of poor parenting, inner-city life, sub-par education, etc. to want to go to uni just because they're getting a better deal than those who have had a better start.

Poorer families who are nevertheless well educated with aspirations are the minority amongst the poor, it is their children who will want go to university, not the poorly-educated, poorly-parented majority.

System

theoretica wrote: »

What hasn't been mentioned is how much student housing has changed - leading to increased rent costs. Partly this will be down to increased expectations of living standards and new or refurbished housing being designed for rental to conferences and non-students in vacations. But also more students means more demand and competition for accommodation, so prices rise. How many places offer shared rooms nowadays? Judging by the ads I see you are more likely to have en-suite bathrooms not to mention shared gyms and the like.

My first year accommodation was a 24 bed shared house. I couldn't afford halls, my accommodation took out most of my loan (i think i got about £1000 every 3 months because of my parents income). I worked in a nightclub for the forst 2 years of my degree, when i was 21 i cam into some savings and lived off that for my 3rd year because i needed to concentrate on my studies. My parents couldn;t afford to give me money on a regular basis (though they did bail me out several times and i'm forever grateful for that).

Shared housing is still pretty cheap here, i'm currently in a househare and pay £70 a week for rent and all bills (internet and council tax) included.


The cost of studios and 1 bed places are however well out of my budget. The prices are a bit inflated as we get a lot of international students who can afford £600 a month rent easily. I went past some student accommodation today and it was about £125 per week which to me just seems insane.

Red-Squirrel_2

peachyprice wrote: »

No, they're not

So your statement of "Can't have them benefitting from the same tertiary education as all those poor kids" is a bit disingenuous.

I'm not going into how offensive your stereotyping of low income families is.

Tabbytabitha

peachyprice wrote: »

No, they're not, but that's due to a whole host of other reasons, just throwing money at certain groups isn't going to change a thing.

You can't suddenly expect people who have been the victims of poor parenting, inner-city life, sub-par education, etc. to want to go to uni just because they're getting a better deal than those who have had a better start.

Poorer families who are nevertheless well educated with aspirations are the minority amongst the poor, it is their children who will want go to university, not the poorly-educated, poorly-parented majority.

You don't need to be well educated to have aspirations for your children, however poor you are. Children from deprived backgrounds and chaotic homes are not the same thing as children from poor families - you're conflating two entirely separate groups.

ska_lover

peachyprice wrote: »

Poorer families who are nevertheless well educated with aspirations are the minority amongst the poor, it is their children who will want go to university, not the poorly-educated, poorly-parented majority.

Big of a sweeping statements speaking for the majority. Is that statement well researched?

Think I just sicked in my own mouth at the pomposity of it all.

annandale

I come from a family where I probably wasn't expected to amount to much. My mum had me at 19. She had me on the Thursday and was back at uni on the Monday. Because I was ill and in intensive care and in those days young mums were not treated well. She had to fight tooth and nail even to get into the ward to see me. Just as well she got in in the end because she was the person who told nurses that my legs were blue.


She was regarded as being reckless and !!!!less for having me at 19 even though she was married.

She has a degree and two post grads. I have a degree and two post grads. She is a fabulous person. And parent.

Her family weren't rich. My uncle. Her brother got a 2:1 degree in English.

I know many people who who have been patented poorly who have rich parents and people who are poor who are great parents.

I worked in homeless units for 20 years. I have seen many kids who have rich parents go off the rails.

I'm not poorly educated and I was not poorly parented. Yes there are poor people who struggle to parent but disadvantage can do that to some people who maybe haven't had the best start themselves.

Aye. Pompous ain't the word.

annandale

Not my family who expected me to fail. Society.

I have a mate whose family had nothing who had a PhD by 25. Family support and encouragement got him there

Spendless

annandale wrote: »

How do you know people in the middle are squeezed by loans and don't have much to spare?

I personally know 2 diff people who have told their children that they can only go to a local Uni and commute whilst living at home, because they will receive the min loan. One is a relative who has twins and they can't afford to subsidise both at the same time.