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New plan...time to see some movement!
Comments
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Hope everyone is well and had a good Christmas.
Ours was nice, we did have a relative come after all. I was up all night with little jwil on Xmas eve night, as he had a really bad cough. He brightened up yesterday though.
We've got family popping in today but going to have a quiet one."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Back on it today
DH has gone back to work so it's time for me to get organised again.
List to be going on with:- Surveys
- New SOA
- eBay parcels
- Pay gas and electric
- Look at phone/tv/internet package and reduce it
- Look at house insurance
- Financials for 2018
- Targets for 2019
- Tidy up
- Find home for new toys
- Thank you cards
- Look at SW stuff
- Take kids out
- Look for dustbin for plastic
- Look for new rucksack for little miss for nursery
- Leftovers for lunch/tea
- Change beds
- Wash towels and bathmats
- Sort out desk
- eBay listings
Well that's a start!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Just reading that list has left me feeling tiredMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »Just reading that list has left me feeling tired
Haha, me too, it got long, fast!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
10 eBay parcels posted. Took the kids to the park on the way back and looked in a couple of shops. Have priced up a dustbin (to get our plastic packaging out of the kitchen as it's not collected here and we take it to the recycling centre) and will look to see what they are priced elsewhere before buying.
Also managed to pick up little jwil a new coat in the sale and a new rucksack for little miss for nursery. It was only £10 for both and I had £9 in love to shop vouchers so only cost me £1 :T
Leftovers for lunch.
Little miss has gone up for a nap, they are getting rarer these days, so I ought to try and get the toys sorted while she's up there. Little jwil is chilling with one of his Xmas dvds."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I had my new nursery invoice this morning, it's like a dream, it 'only' being £365 :j :j It's the lowest figure I've seen for years
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I've made a start...
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[STRIKE]
- Surveys[/STRIKE]
- New SOA
[STRIKE] - eBay parcels[/STRIKE]
- Pay gas and electric
- Look at phone/tv/internet package and reduce it
- Look at house insurance
- Financials for 2018
- Targets for 2019
[STRIKE] - Tidy up[/STRIKE]
[STRIKE] - Find home for new toys[/STRIKE]
- Thank you cards
- Look at SW stuff
[STRIKE] - Take kids out[/STRIKE]
[STRIKE] - Look for dustbin for plastic[/STRIKE]
[STRIKE] - Look for new rucksack for little miss for nursery[/STRIKE]
[STRIKE] - Leftovers for lunch/tea[/STRIKE]
[STRIKE] - Change beds[/STRIKE]
- Wash towels and bathmats
- Sort out desk
[STRIKE] - eBay listings[/STRIKE]
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I'm glad you had a good Christmas Jwil and I hope you achieve all your goals.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I have read your diary and you seem so organised
I love your list do you do all that in one day or is it tasks for a few daysEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0 -
Bloomin Nora. You've put me to shame. Do you ever stop? Your eBay break was like 3 minutes! How did you do on sales? 10 sounds amazing. Anything big or old listings go? I like it best when your old listings go.
Glad Christmas was a success. And glad you had friends and family around you. We've got the cough here too. It's horrid. I'm hoping for both our sakes it clears soon.
I wish I had your decluttering mojo. I'm planning on giving some stuff to the pre-school and mummy and me groups but I've got to wait til they open. Merry Christmas xxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000
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