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New plan...time to see some movement!
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retiredandskint wrote: »Well done on your cleaning list. I took advantage of my son and daughter-in-law's visit on Monday. Two armchairs decluttered to the garage, one will be picked up on Saturday as a friend's OH is in need of a riser recliner chair. I'm keeping mine as my arthritis in my knees is getting worse. They also moved a bed so I can finish painting the room and took the rocking chair upstairs. Decluttered a spare chest of drawers, a plastic set of drawers and some towels.
Last week I had two new 2 seater settees delivered. Makes a huge difference to my sitting room. I'd got rid of the other furniture when Mr Retired was due to come out of hospital and had to turn it into his bedroom.
Enjoy the rest of your week off x
Thank you
Wow, you've been busy too, it's nice that you are able to help a friend out with the spare chair."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I'm not feeling the cleaning love today :rotfl:
I think it's partly the miserable weather. It also feels quite cold. I really want to snuggle up with a book and lots of chocolate, but shall try and fight the chocolate part of the urge.
I've caught up with surveys this morning, and will do my end of month update in a mo.
I took some pork out of the freezer yesterday to do pulled pork but it turns out it's a beef joint so we will have pulled beef instead. The others will have jacket potatoes with it, but I'll have mashed swede, probably use up some broccoli too. Must try and stick to plan!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
End of month update:
2019 aims and totals:
Totals:
Debts at LBM - £34,557 ---- Jan 2019 - £21,040
Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
Car (2018) - £3,500 ---- Jan 2019 - £2,200
House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282
2019 payments.
Debts - [STRIKE]£21,040[/STRIKE]/ £18,749 - 10.89% cleared (£2,291 cleared)
Mortgage - [STRIKE]£117,196[/STRIKE]/ £115,279 - 1.64% cleared (£1,917 paid off)
Car - [STRIKE]£2,200[/STRIKE]/ £1,950 - 11.36% cleared (£250 paid off)
Emergency Fund - £33.12/ £1,000 - 3.31% reached (£966.88 to go).
House repair fund - £1,460/ £6,282 - 23.24% reached (£4,822 to go).
Weight - Lose 28 lbs - 18.5/28
Mortgage overpayments - £50.00"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi Jwil- Great to catch up on your diary.. you are very clear on your goals which is fab!
Had to laugh at your pork joint being beef- I’ve done this before ��
OF xOrange Fairy
House Purchased April 19CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb
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OrangeFairy wrote: »Hi Jwil- Great to catch up on your diary.. you are very clear on your goals which is fab!
Had to laugh at your pork joint being beef- I’ve done this before ��
OF x
Thank you
Luckily the pulled beef tasted fine, so it wasn't a disaster!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I've ticked off a few more things, didn't do a lot yesterday
Kitchen
Declutter and clean worktop
Declutter, clean and organise food cupboards
Declutter, clean and organise pan cupboard
Declutter, clean and organise cutlery drawer and pots
[STRIKE]Undersink cupboard[/STRIKE]
Clean cupboard doors
[STRIKE]Clean window[/STRIKE]
Clean back door
Wash down walls
Clean out fridge
[STRIKE]Clean out washing machine[/STRIKE]
[STRIKE]Clean cooker[/STRIKE]
[STRIKE]Clean microwave, kettle etc[/STRIKE]
[STRIKE]Sweep and clean floors[/STRIKE]
Living room
Tidy
Clean sofas
Dust
De-cobweb
Wash window
Vacuum floor
Hall and landing
[STRIKE]Sort out shoes and coats[/STRIKE]
Wipe down windows
Wipe down front door
Wash down stairs and banister
Hoover
[STRIKE]Clean cat bowls and area around them[/STRIKE]
Middle room/extension
Clean windows and doors
Hoover
Tidy
Dust
De-cobweb
Bathroom
[STRIKE]Clean[/STRIKE]
[STRIKE]Wash down walls[/STRIKE]
[STRIKE]Ceiling[/STRIKE]
[STRIKE]Airing cupboard[/STRIKE]
[STRIKE]Window[/STRIKE]
[STRIKE]Floor[/STRIKE]
Bedroom
Dust
[STRIKE]Put away clothing[/STRIKE]
De-cobweb
[STRIKE]Clean windows[/STRIKE]
[STRIKE]Bleach and clean damp mark[/STRIKE]
Vacuum
Kids bedroom
[STRIKE]Put away clothing[/STRIKE]
[STRIKE]Tidy[/STRIKE]
[STRIKE]De-cobweb[/STRIKE]
[STRIKE]Clean windows[/STRIKE]
Vacuum."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
We are off out for today, so I shan't be doing much. Meeting a friend and then doing the 'Zog' trail in the forest.
Weigh in later, I think I'll have a gain this weekI've been on plan, but too many extras!
I used my £10 argos voucher to get little miss some clothing in the TU sale :T
Roll on payday tomorrow! It's been a long month. Next month will be tight too as I have to pay the final bill for the old electricity/gas supplier and I want to book little jwil into the summer holiday club at the trampoline place if he enjoys tomorrow. I also want to buy a countdown at SW which gives me two weeks free and a free recipe book."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That's a great idea to put all your debts and aims etc down. When you see how much you have paid since you had your LBM, it puts it all in perspective. I might do that on my diary if you don't mind me borrowing your idea. It might motivate me even more.
Enjoy your day out. Hope the weather is fine for you.DMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
You've got so much done Jwil, I'm very impressed. You've done so much cleaning, and well done on the listing :T. Part of improving it is finding places for things to be stored so they're not lying around.
I've got hardly anything done as i've had a horrible virus, so my house is still cluttered and needs a clean.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Lifeisforliving19 wrote: »That's a great idea to put all your debts and aims etc down. When you see how much you have paid since you had your LBM, it puts it all in perspective. I might do that on my diary if you don't mind me borrowing your idea. It might motivate me even more.
Enjoy your day out. Hope the weather is fine for you.
Of course I don't mindIt really helps me see how far I've come.
HairyHandofDartmoor wrote: »You've got so much done Jwil, I'm very impressed. You've done so much cleaning, and well done on the listing :T. Part of improving it is finding places for things to be stored so they're not lying around.
I've got hardly anything done as i've had a horrible virus, so my house is still cluttered and needs a clean.
Hope you are feeling better now, your house is now a lot less cluttered since you posted this!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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