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DCBL advice?

2456

Comments

  • Johnshell
    Johnshell Posts: 14 Forumite
    Is this another letter i should ignore. . My wife wants to phone and pay immediately as the court action worries her. But if I'm honest it's money we don't have.

    Worst part is her permit was in the window of the car but had fallen down slightly.. hence the charge.
  • Johnshell
    Johnshell Posts: 14 Forumite
    KeithP wrote: »
    As Waamo said in the first reply you received, you need to read post #2 of the NEWBIES FAQ sticky thread where there is good guidance on how to deal with this letter.

    Hint: you should respond robustly and there are sample responses in that NEWBIES post.

    I have read through and the whole thing confuses me. There is a picture of our car in the bay showing our registration BUT it does not show that the permit is incorrectly displayed.

    Our baby due in 3 weeks and this is stress we don't need lol. Sorry for questions.
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Johnshell wrote: »
    Is this another letter i should ignore.
    No, it is not.
    Go now and read post #2 of the NEWBIES FAQ sticky thread where you will find on the seventh line:
    If you have a Letter Before Claim (LBC, sometimes referred to on forums as a LBCCC), you must respond robustly.

    Johnshell wrote: »
    My wife wants to phone and pay immediately as the court action worries her. But if I'm honest it's money we don't have.
    Why does court action worry her?

    This video may help:
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Odds of them actually going through with their threat http://www.parkingappeals.info/companydata/Northern_Parking_Services_North_East.html
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Who is the Registered Keeper of the vehicle?
    You or your wife?
  • Unicorn51
    Unicorn51 Posts: 81 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    If this is for one PCN, then £482 is way too excessive. You should ask for a breakdown of costs.


    There have been cases in the past where the debt has been passed to Bailiffs (acting as Debt Collectors), and they have added an extra £235 as an enforcement fee.


    It might well be the case as to why DCBL got involved.
  • Johnshell
    Johnshell Posts: 14 Forumite
    KeithP wrote: »

    Why does court action worry her?

    The thought of the cost increasing further.
  • Johnshell
    Johnshell Posts: 14 Forumite
    KeithP wrote: »
    Who is the Registered Keeper of the vehicle?
    You or your wife?

    I am the registered keeper.
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Johnshell wrote: »
    I am the registered keeper.

    Then it's you who would be going to court. Costs in small claims are strictly limited. They can't add on debt collectors fees. I suspect an actual claim would be for much less than they currently want.

    That's assuming they actually go through with their threat. Looking at their recent history it looks highly unlikely they will do anything other than scary letters.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    DCB LEGAL cannot act on behalf of DCBL because the debt
    does not and never has belonged to DCBL

    Only the PPC can instruct a legal/solicitor to take this further
    and DCBL cannot instruct anyone, they have acted as
    debt collectors who in the parking industry must be ignored

    DCBL CANNOT BUY THE SO CALLED DEBT FROM A PPC


    DCB Legal have not complied with the new debt protocol
    It is concerning, not for you, that a legal does not
    understand the rules. They may need to be reported
    to the SRA for such practice

    The courts are fully aware of the parking scam and
    in your case, a "fluttering" ticket will not wash with
    a judge as you can prove you have a legal permit

    Tell your wife not to worry, the chances of Northern
    Parking services going to court is limited and remember
    the instructions will have to come from them and NOT DCBL

    ADVICE .... DO NOT PAY unless you want to support
    a scam. You have a valid permit
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