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I hope I can do this
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Also sending good wishes and hoping everything is OK. XI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy0 -
Thanks lovelies. All is well, just not got time to scratch with this house-buying malarkey. Trying to put my phone down as much as I can, to stop twitching at it for news.
Got caught in a rain shower today & had to spend £6 on a brolly. Of course the shower had passed by the time I came out of the shop.
And that is the extent of my news. Having trouble sticking to my budget this month, but not to the extent of using my cards. XStarting debt (Aug 2018) £17,900
Debt free September 20210 -
When you stop looking the news you wanted will come ........................
Isn't it always the way that we have a hallway full of brollies but never one when we are caught out in the rain0 -
Nothing to report. Still no final mortgage news but should have some next week, & it's looking like we'll move in the early new year. Fingers crossed, & assuming our surveys don't show anything dreadful.
My spending's pretty crap at the moment, but I'm still staying within my means. So, I'm spending more than I budgeted to but not more than I have - and that's a big improvement from when i started this diary. I'm trying to stay away from Christmassy places, though a couple of extra books have snuck onto the pile of gifts for my family.
I expect all 'spare' money will go towards moving/house costs for the next few months, then I need to do a new budget to reflect my money goals post-move. Hopefully i'll edge my budget back to putting most of what I can save towards my credit cards, but being realistic & putting money aside for house-spending, too.
Hope things are well for anyone still reading this. I don't know if I'll be updating regularly over December/January - planning to be offline as much as possible - but I'll be back. Love the support & sharing that happens here. XStarting debt (Aug 2018) £17,900
Debt free September 20210 -
So excited for you! I hope I will be able to buy a place of my own in the not too distant future. Wishing you so well xStore card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0
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Hope you get some good news soon. Have a lovely Christmas and new year!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Good Luck with the home
Looking forward to reading your next installment0 -
Our mortgage has finally been approved!!! Utter shock & delight... wowStarting debt (Aug 2018) £17,900
Debt free September 20210 -
Fantastic news!Debt free Feb 2021 🎉0
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Wow. brilliant news :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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