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I hope I can do this

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  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Also sending good wishes and hoping everything is OK. X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Thanks lovelies. All is well, just not got time to scratch with this house-buying malarkey. Trying to put my phone down as much as I can, to stop twitching at it for news.
    Got caught in a rain shower today & had to spend £6 on a brolly. Of course the shower had passed by the time I came out of the shop.
    And that is the extent of my news. Having trouble sticking to my budget this month, but not to the extent of using my cards. X
    Starting debt (Aug 2018) £17,900
    Debt free September 2021
  • When you stop looking the news you wanted will come ........................

    Isn't it always the way that we have a hallway full of brollies but never one when we are caught out in the rain
  • Nothing to report. Still no final mortgage news but should have some next week, & it's looking like we'll move in the early new year. Fingers crossed, & assuming our surveys don't show anything dreadful.
    My spending's pretty crap at the moment, but I'm still staying within my means. So, I'm spending more than I budgeted to but not more than I have - and that's a big improvement from when i started this diary. I'm trying to stay away from Christmassy places, though a couple of extra books have snuck onto the pile of gifts for my family.
    I expect all 'spare' money will go towards moving/house costs for the next few months, then I need to do a new budget to reflect my money goals post-move. Hopefully i'll edge my budget back to putting most of what I can save towards my credit cards, but being realistic & putting money aside for house-spending, too.
    Hope things are well for anyone still reading this. I don't know if I'll be updating regularly over December/January - planning to be offline as much as possible - but I'll be back. Love the support & sharing that happens here. X
    Starting debt (Aug 2018) £17,900
    Debt free September 2021
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    So excited for you! I hope I will be able to buy a place of my own in the not too distant future. Wishing you so well x
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you get some good news soon. Have a lovely Christmas and new year!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Good Luck with the home

    Looking forward to reading your next installment
  • Our mortgage has finally been approved!!! Utter shock & delight... wow
    Starting debt (Aug 2018) £17,900
    Debt free September 2021
  • Fantastic news!
    Debt free Feb 2021 🎉
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow. brilliant news :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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