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I hope I can do this
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Oh wow, congratulations!! Fingers crossed for you that everything goes relatively smoothly.0
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How exciting and nerve wracking at the same time
Relax , Chill and go with it
Everything will be worth it when you are closing your own front door0 -
Thank you! I'm beaming today.Starting debt (Aug 2018) £17,900
Debt free September 20210 -
Exciting times
It'll definitely be worth it in the end, good luck xx0 -
Tonight I'm dying for a glass or three of wine & some cheesecake - but I resisted the supermarket because I don't get paid til tomorrow & I want my account to look healthy at the end-of-month. Next week the mortgage advisor will be scrutinising our statements & I want an A+ ;-)
Today we selected a solicitor, mortgage advisor & surveyor, & the estate agents took the house off the market. Tooooo grownup!
C'mon payday...Starting debt (Aug 2018) £17,900
Debt free September 20210 -
Pay day!! PHEW.
Also, nearly made it to the weekend.
Today I'm going to relax as much as possible. Might get papers together for the House-Money-People, aka everyone I appointed yesterday who I'm lumping in together in a gang known as 'expensive.' But no one can't wait til Monday, & I need some downtime.
Meeting a friend for drinks after work, & they're pretty moderate so I'm unlikely to go overboard with them.
Then this month it's a case of saving every penny for the expensive gang. Thankfully, because I moved my would-be debt repayments to my savings account instead, I've got cash on hand to cover their fees for me + boyf.
Once mortgage done I can have an idea of what my new monthly outgoings will be. Def won't be less than our rent is, & house + life insurance will be new costs.Starting debt (Aug 2018) £17,900
Debt free September 20210 -
Although it will be more , you will paying your own mortgage and not someone else's
I made it to payday .............though I would be slightly over but what are the chances - I ended up even down to the last penny !!!0 -
Wow! All sounds very exciting!
Hope you have a lovely relaxing weekend.Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0 -
Wow, it's easy to spend money. It wants to trickle through my fingers like sand. No wonder I am in debt.
Yesterday just little bits of spending added up so fast, & having just been paid I let it, partly out of curiosity : a £2.25 pastry for breakfast, four 99p kindle books some bits from Sburys for a lunch at the allotment, £5 for a trug at B&Q, £5 in the allotment shop, a £3 bottle of beer, a £4.50 bus into town, a £2 pack of biscuits, another (cheaper) bottle of beer. Pretty much £50 gone in a day, and that's me being moderate by making my own lunch & buying beer from the shop instead of a pub.
Today I'm back at the allotment then meeting a friend. Will prob spend on a bus ticket as they are on the opposite ends of town (& I'm still aching from yesterday's digging!).
Today is also a brilliant day because all my credit card standing orders go & my balances go down. Can't be bothered to update my sig right now because I'm on my phone, but will tomorrow.
Hope everyone's enjoying the weekend, even if you're working.Starting debt (Aug 2018) £17,900
Debt free September 20210 -
It's scary how easy it is to spend large amounts almost without thinking. Those little spends that 'don't matter' because they are only small, soon add up!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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