lilmissmup's debt free diary!

mariagti

Aww :grouphug:

Thats not very good news about your OH's job. So is he being made redendant then? What does he do?

lilmissmup

Nicks losing his job at the end of the month, going back to his old one though so at least the bills will get paid.

The company has gone bust so will get his wages but thats it.

Oh well.............one good thing is he will be back on weekly wage which should help me....

He makes stained glass windows.

On better news i got my £10 Amazon voucher from BView and a £5 voucher from Juicy Brains, i need to do another 80 BView Reviews to get the other £40 i can claim before end of July but i can't be bothered, must be motivated though!

lilmissmup

Just done another 20 reviews on Bview so should hopefully get another £10 Amazon voucher, once i get that will do 20 more though think will find it very hard to do another 60 in total :eek:

Nick starts back at his old job next week so at least he won't lose any money, hes getting paid for the 3 days he won't be at his old job so actually gains moneywise although hes not too happy about having to go back.

lilmissmup

Wooohoooo i am in a good mood today as its payday

Got my pay raise this month so an extra £28.89 in my pocket this month.

And the £240 i transferred from paypal turned up in my account today so my bank account is looking lovely and healthy right now.

After all my direct debits, rent, council tax, loan and braces i have £211.23 left for the whole month which isn't bad, i thought i would have a lot less.

Going to try spend as little as possible though, i would love to be able to find £600 by mid September to pay off the loan early. Thats my next challenge, not sure how to do it though.

Oh and i got my b view voucher yesterday, gonna try do another 20 tonight to claim my next one, i will have £55 in my Amazon account once this deal is over which covers both my nieces birthdays at the beginning of Sept

lilmissmup

I have spent money already! :rolleyes:

£48.51 in Tesco (got 168 clubcard points from using vouchers)
£1.89 on my Dads birthday card from the Co-op
78p on Take A Break mag at lunch
£2 in my sealed pot.

I am also considering getting a takeaway tonight so i really should get out of that mindset!

On good money news my cat insurance money from M&S has paid out so i am getting at least £20 from Quidco this month plus the £26 from cashback rewards.

I have some big Quidco payments end of August which should help too

I am going to transfer that into my HSBC current account for early repayment on my loan.

Things i need to do moneywise this weekend.

Do my 60 reviews on BView
Send Lovefilm DVDS back *got a 3 month trial and had the first 2 films for a month and not watched them *
Do Lightspeed Surveys
Relist my John Lewis Vouchers on eBay on Sunday when i can close dispute.
Do any other surveys i get.

mariagti

How you doing on the reviews? I managed to do 20 in the end. Your doing really well!

lilmissmup

Right i have done nothing on my list this weekend as been busy!

I have spent over half my spending money for the month too! :eek:

Friday night i resisted takeaway luckily.

Yesterday i spent way too much! I took £10 out near my house to get bus to town and drinks after finishing at the charity shop, then another £10 in town as spent that money on bus and toiletries.

Then i went to topshop and spent £32 on 2 very cute t-shirts (and remembered why i don't go there anymore! )

Then my best mate from London who i went to meet for an afternoon drink persuaded me to go out last night so i took another £30 out for that!

I did come home with £9 left of that but £4 went in my sealed pot (and also £4 from my afternoon spends too) and spent £3 today on drinks.

So total spends yesterday was £69!

Total spend since Friday is approx £130 (with £10 in my sealed pot) :eek:

So a very bad debt busting weekend and i am too hot *and hungover* to be bothered today!

mariagti

Dont worry lilmiss with all that reviewing you made money too..well vouchers thats just as good as money.

Have you relisted your john lewis vouchers on ebay yet? I didnt realise how much ebay take on final selling fee's!!

thepinklady

Lil miss its nice to treat yourself every now and again. Set yourself a lil challenge to spend next weekend doing DFW things. Your doing brilliant with your debt, and only another couple of months to go before you are debt free.

I agree with you though, its too hot to do anything. Apart from sit down and do nothing!!!!

lilmissmup

Its my male best friends wedding next Saturday so next weekend will be expensive too! Thats where the rest of my spending money is going to go!

I managed to close the dispute on eBay today so got a final value fee credit and if i relist and it sells (which its will) i get my listing fee free.

I am not sure whether to sell them, use in waitrose or give to my friend as wedding gift (although they want cash....)