lilmissmup's debt free diary!

thepinklady

Hello :hello: ,

Well done on the payrise, shame it isn't as much as you was hoping for, least you are getting back the money you pay into your pension - i've not even thought about a pension yet, i always think i'm only 23 why do i need a pension, but the years are going so quickly, i'll be old and grey before i know it :eek: . Also fab news about your OH's promotion.

Did you list the wii last night?

lilmissmup

I am sitting here feeling like i have been punched in the face right now as had the other 2 teeth taken out this morning and it wasn't as good as last time, my left eye wouldn't stay open and was dizzy for 2 hours after, took her ages to get the top tooth out so not feeling the best right now!

At least thats it now until braces get fitted end of July Just hoping i feel ok tomorrow as got to go back to work, had to take a days holiday today.

But on the upside its pay day today so need to work out how much money i have left to chuck at my debts, i didn't post the Wii the other night, plugged it all in and was gonna have a go but couldn't find the remote for the tv, gonna test it before i sell it. Am pretty sure i will post it in next few days prob Friday as a 7 day listing.

Also the man came to fix my loo today so thats all fixed and off the list and the O2 broadband is connected and up and running too.

Will post again when sorted out money later.

lilmissmup

Right feeling a bit better now luckily!

I had to go out as i pinched some money out of my HSBC account to put onto my Tesco Clubcard Plus and thats where the northern rock loan goes out off which my Dad had paid the £300 in so i had to go pay £110 back in there but thats all sorted now.

Really annoying that Alliance and Leicester are not on the faster payment scheme yet otherwise i could have done it online, when i transferred the money from HSBC to Tesco it was done straight away, shut down HSBC site, went to Tesco site and there it was!

Had a Tesco order come last night for £104 but got loads so should be ok, am going to try and cut down on takeaways loads this month. Being unable to eat for a few days should help lol!

I rang Northern Rock just now too to check i am right about my loan payments and they confirmed i have £1496 outstanding and 5 payments left which is what i thought it was anyway so thats good.

Also worked out all the bills for the month,i am not sure if BT are going to charge me for the internet next month as my Dad keeps saying i should have given them 30 days notice but they never mentioned it when i got the MAC code, anyway i have calculated that in just incase so after all the bills i have £345.06 left.

I currently have £250.40 on the credit card and i really want to clear that this month so will defo have to put the Wii on eBay or else will have nothing left to cover me for spending money.

Its my birthday 2 weeks today so will get some spending money but i have to keep that for my brace payment which is another reason i have to sell the Wii and pay credit card off as have to have £400 by 29th July!

I have spent £6.90 today on 2 rentals from Blockbuster, i was reading someones diary the other day where they mentioned that they found a lovefilm 3 month free renewal code on here so i think i am gonna go hunt that down as loads of films i want to see at the moment, i joined up via Quidco last year for the free trail cashback but then cancelled it.

lilmissmup

Right i am thinking i am going to have to post in here loads this month and next as its dawning on me how much money i need for things!

In the next 2 months i have to find £400 for my braces to be fitted and then the first £100 payment goes out on 19th August for the ongoing treatment so thats £500.

Got my male best friends wedding on 5th August so need an outfit for that plus need to give money as a wedding gift as they want money to help do up there house (thinking give £20 he knows i am in debt so that should be ok in a cheque) plus need to sort out money for transport there and give my Dad money for petrol on the way back too (kinda hoping he will take as well, its about an hour away, if i give him petrol money).

Then we have Reading Festival on the bank holiday weekend, now i might get paid on the 22nd August but it might not be until after the festival so will need spending money for that too! I am trying to get as many Waitrose vouchers as possible from survey sites as there is a Waitrose in reading to get beer and food from, got camping stuff as been last 2 years anyway.

So thinking about it i don't think i am going to be able to clear the credit card this month although will try if i can . Depends on how much money i get for my birthday and also thinking i am really going to have to do the £10 a challenge next month.

Joined up to playboy casino for the free money and waiting on the bonus emails to come through (had £10 one already) but can hopefully make a free £50 from that.

Joined lovefilm with the 90 day free trial yesterday, think its gonna come in handy as i really can't afford to socialise this month! Am out tomorrow night and will be out on my birthday weekend but doubt i will leave the house otherwise apart from work!

But today was a NSD! So thats positive lol.

lilmissmup

Well went out last night and managed to only spend £12.80 on 3 drinks and taxi home as had 2 drinks brought for me so not bad as took £30 just incase.

I am still in so much pain though with my teeth, all the bruising has come out which is not nice.

Get Nicks share of the money he owes me on Monday so can make a credit card payment then, also my loan goes out Monday too so one more step to being debt free!

thepinklady

Well done for not spending much last night, i struggle when i go out and normally end of forgetting about debt and going mad.

When is your DFD? you are doing brilliantly, it must be soon.

lilmissmup

My last loan payment is due to go out 28th October but i am hoping to make it 1st September if can find some extra money to overpay the loan.

If i wasn't getting the braces it would be easier but oh well

lilmissmup

Went to town today and ooopsie spent some money!

£2.60 on bus, £1.70 on coke in pub and then £36.85 in Pizza Express!!!

But was so worth it, brought pizza for me and my mate and had a lovely bottle of wine as her belated birthday treat and a great girly gossip as she lives in london and i only see her every few months

My mouth is still throbbing though

mariagti

£36.85 in Pizza Express! Oh my!

You dont have too much debt to pay off now really. You will be DF in no time if you keep your spending down. Have you listed your Wii yet? I cant believe you dont play it, im on my OH's dads all the time trying to bet everyones score!

lilmissmup

I would play the Wii more if Nick wasn't always on the Xbox :rolleyes:

Anyway i am going to put it on tonight....if i don't change my mind again, don't know why i can't bring myself to part with it, think once i sell i will try win one lol :rotfl:

Spent £3.53 today in Lidl on Lenor,Potatoes and Ibuprofen (damn teeth! :mad:)