Changing for good!

[Deleted User]

wishingthemortgaheaway wrote: »

Cake transporting needs to be in the footwell behind the passenger seat, then set the passenger seat to a point where the cake is slightly wedged with not much forward or backward movement. A limp pillow or blanket/sleeping bag/child sized duvet is good for putting to the side of the cake to reduce side to side movement.

Hope this helps.
Wish.

That's so helpful! Thank you so much

[Deleted User]

I can't remember the last time I wasn't tired
I know it's probably worse this week due to the 100km walk (I feel jetlagged :rotfl: ) but just in general too I cannot remember the last day I did not feel exhausted

Waiting on a £4ish payout from Crowdology, should hit tomorrow

lonelyrat

I feel ya Getting out of bed can be exhausting sometimes. Hope you're doing ok You're always on the go it seems, so try and enjoy your time at the spa/ hotel and totally switch off Hope it's awesome!

[Deleted User]

Not much to report at the moment.. birthday plans went well, spa was lovely!

Made a few small overpayments to the MJ loan and will make a few more still, so 100% being cleared on payday.

Just plodding

[Deleted User]

£3395.50 will be my debt total as of tomorrow!
And another debt crossed off! (MJ Loan)
Have amended my DD's to still leave myself a little breathing room, and still have my £50 in savings intact

[Deleted User]

At now at £3395.50
MJ Loan gone
£100 in savings and £36.66 paid to Park for Xmas next year

SavingAFuture

Awesome - under £4k! That's amazing. Well done.
Now that MJ is gone, what's your next goal?

NelliePie

I just wanted to echo the above.. Congratulations on getting under £4K. It won't be long before you're down at £0! What's your next target - a specific number or the next debt gone? I find having something to work towards helps.

I've also read some DFW's using the 1% method to help. Get a chart or a spreadsheet with 100 squares on, each representing 1% of the total (so in your case £40) and tick it off or colour it in each time you reach the next 1%. It's great for motivation so see it going down and has provided inspiration for others to seek new ways of bringing in additional income. One user (I can't remember who) only chases out from surveys when they've got enough to pay off the next 1%.

Well done, keep going and good luck!

[Deleted User]

Not too sure at the moment, I think I will probably work on the big balance CC as that will be a weight off my shoulders once it's gone, the payment just about covers the interest whereas all my other debts are actually going down each month so will be a weight off my shoulders when it's gone

[Deleted User]

Rough balances as they stand:
CC1 - £1249.79 - DD is £45 at the mo to give breathing room now I have started paying into my pension (which is something I thought I was already doing) so budget is now £90 tighter
CC2 (previously CC3) - £100 but also used for petrol now for points, £25 min payment
Lantern Debts x 2 - £589.21 (£5 each per month)
Satsuma - £1000 ish, £149 per month
Family Loan - £456.50. (This is two separate loans from two people, one has £100 remaining which is 2 payments and the rest to another family member)