Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months
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Tidying up the mess
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I can use the ones on my iPad , as you would use if you were texting with your own phone . Hope that makes sense.Life is an adventure, never stop exploring.1
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My biggest issue is that there's no dates on anything!
Seriously the final countdown. It's the last month you'll make the full payment. Following month you'll have some money left over!!!Loan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138001 -
The dates should be on the coloured bar at the top of the post. They are a bit erratic though. My biggest issue is that I sometimes can't get on because of a web page repeated error. Today I got on first time though so hopefully this glitch has been ironed out. I can also see all dates today.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Good that you are doing so well. The end of debt really is in sight.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I can't see dates or the main bookmark tab (select it to get the bookmarked diaries; I can see the individual bookmarks so have to go searching through the diaries when I'm looking for them) when I'm on my phone but they're there when I'm on the laptop. I tried it on the iPad but I kept getting the error and I'm not sure if it was the actual error or if it's because the iPad is ancient.
Also, not sure when you last posted (or anyone else last posted) because, no dates.
You're so close now!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Have you tried changing the orientation of the iPad to landscape? I know it sounds crazy but if I have my iPad in portrait mode I get the error message and no dates but changing the orientation sorts it out. I have read of others who are having the same issues.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
Glad I am not the only one frustrated by lack of dates!!! Driving me mad, no idea when anyone posted.Debt free Feb 2021 🎉2
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Dates show up sometimes but not others, I struggle anyway with IT things and this just looks so different I don't know where to start. Not good.
No major financial news to report, just whinging about the changes to mse. Hope everyone is havign a good weekend.1 -
I'm now only a few days away from the final FULL payment towards debt - next month's payment will be reduced. I can't believe debt free day is almost here.
We were talking about cars the other day at work. Someone asked me why I drive such an old car and why I don't just get a car loan. I explained about not agreeing with debt, and some of the effects it can have on your life, and the importance of using things and not needing new all the time. There was ZERO understanding from my colleague but I wasn't as bothered as I usually get about these kinds of chats. I'm about to reap the rewards of all this hard work, debt freedom, and that is evidence that the frugal approach is the right one. I would shout it from the rooftops except my debt is pretty much secret so there is no-one to tell except you guys.
Thanks for listening!
Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months5 -
p.s. I'm not enjoying the new forum format and will definitely duck out of diary land once my debt is gone. I don't know why the date does not include the year, some threads are old and you need to know what year it started. I don't get it.Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months2
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