Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months
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Tidying up the mess
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Does anyone know what's happening with council tax payments? I found some info that April's payment will not happen, but I don't know whether to save the cash to pay it later, or if we are all missing a payment. Anyone know?
That entirely depends on whether or not the local authority will set back the instalment dates or not. There's no current legislation in respect of requiring them to do so.
I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.2 -
Glad that you at least have financial peace right now. That's a prize worth having.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
I've started a mortgage free diary.
https://forums.moneysavingexpert.com/discussion/6126774/babystep-6/p1?new=1
Please come and join me for this next bit, I can't do it alone!!2 -
Congratulations on becoming debt free, fantastic news .paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Hi BabyStepper!I got myself locked out of my account when the changeover happened. I have been able to read but not post. There was nobody cheering you louder when you became debt free. Massive congratulations!(Sorry I can't find a party smiley or similar - I'm still getting used to this thing!) xxxI'll see you on the new thread!Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33002
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