Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months
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Tidying up the mess
Comments
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What great news. So nice to read something happy in the midst of all the turmoil that is going on around us. Just in time too. The luxury of being able to say you can survive without your income. I am sure you would never have imagined that at the beginning of your diary. All down to your hard work and self discipline. It has been great to be part of your diary and I look forward to hearing more when things return to normal, which they will. In the meantime we all need to make the best of these difficult times and do our bit to be part of the solution, not the problem. Enjoy your day.3
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Really fantastic news, so pleased for you. Congratulations, all your hard work has paid off & will certainly make these uncertain times easier to navigate for you.3
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Thank you everyone! It's so good to read all your messages, especially as so few people in RL knwo anything about this! Although, I've just found out Boris J has the virus, what was already a very unsettling situation has now gone completely nuts. I hope everyone is hanging in there. We will get through it.2
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Lovely news among so much dire and unsettling information. Could not have come at a better time as that is one less thing you need to worry about if your income is reduced. Fantastic effort and hopefully you can celebrate once out of lockdown.
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The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80002 -
Well done BabyStepper ( I don't like abbreviating your name as the initials would be rude!), really really well done.
Debt free is something to celebrate even in this time that feels like a bad dream.
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Massive congratulations, Babystepper!! 💰🎉🎊🎉💰
I'm so very pleased for you, you've worked so hard and have been so dedicated! A real exemplar to everyone on here.
Hope you manage to cook something nice and naughty to celebrate in place of the meal out!
🙌 🙌 🙌Mortgage started November 2024 | Repayments started Jan 2025 | £358,000 | 22 years | 5 yr fix @ 3.74%
Shifting into a higher gear of financial freedom
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Fantastic news and just in time! Just think one month more and you'd be doing this much longer. You know you can live on DHs wage as you have been so long. Just fantastic news. Well done. Stay safe xxxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138002 -
What fantastic news to be debt free, sometimes its difficult for people at the very start of a journey to make changes and keep going especially when the going gets tough, but seeing the sheer joy jump out of the screen of you been debt free is going to push me forward knowing that i one day want that feeling! Well done and hopefully it will relieve a little bit of stress that a situation like the world is in now can bring.....now to read the other 65 pages of your diary2
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Many congratulations
you have done so well2 -
Thanks everyone.
Still feeling great.
FootyFanDan - you have your work cut out for you, reading 2 years of my ramblings! I've tried to read it myself but get upset when I get to my panic about the mortgage, dreadful to remember and mortifying to have online. However, if it helps someone else to read it then I'm glad I wrote it. Maybe I'll try reading it all again too.
Have the best day you can, everyone.
Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months4
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