Tidying up the mess

BabyStepper

Thanks pidge04, it will feel great to get rid of the overdraft, I can't wait.

I am making good progress but although it all seems under control, I am furiously paddling away under the surface to make sure we have everything we need and keep this plan on track, it's not easy! Thanks for the encouragement, it helps a lot.

Moneywhizz

I think getting rid of the overdraft will be a great step forward. Even if you slowed down other debt repayments to be able to log into you bank and see a positive balance will make you feel so much better. When you live in an overdraft it is like you are spending money that you don't have. Not long to go now till that feeling is gone forever. Keep paddling on, you're doing great.

GlendaSugarbean

It's such a great feeling when that overdraft is gone. Even better when you check your account and the end of the month and you are still in credit!

enthusiasticsaver

I think getting rid of an overdraft will motivate you further as there is nothing like a negative balance in your current account to remind you that you are in debt.

BabyStepper

Received £25 cash back cheque for the utility switch earlier in the year. I'll be putting this in a pot (house maintenance?) once it clears.

2 days until I get the overdraft paid off.

BabyStepper

It's done, the overdraft is gone, I paid it off. :T:j:beer: (bit early in the morning for a beer? ) I did it, and I can't quite believe it.

Month 2 of the year long plan has got off to a great start. I was able to take £1500 wage and DDs are flying out now so I'll do a full update in a few days. Now onwards to the next debt.

in_need_of_direction

Do you need to updat that signature?

[Deleted User]

Well done on clearing the OD :j x

Moneywhizz

Great step forward on your journey to debt freedom. Will give you such a boost to see a positive balance in the bank. Well done on sticking to the plan.

DrSpendLittle

BabyStepper wrote: »

It's done, the overdraft is gone, I paid it off. :T:j:beer: (bit early in the morning for a beer? ) I did it, and I can't quite believe it.

Month 2 of the year long plan has got off to a great start. I was able to take £1500 wage and DDs are flying out now so I'll do a full update in a few days. Now onwards to the next debt.

Congratulations!! :T:T:T:T

Feels good doesn't it??

I think paying off my overdraft was the most enjoyable part of my debt free journey. To see a positive balance after... well for me it must have been 16 years :eek: ... but to see that positive balance every day is just amazing!

Keep on keeping on, you're doing so so so well :T:T