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Wittering my way to simpler life

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  • Smurphington
    Smurphington Posts: 140 Forumite
    I am aiming to start putting £250 in my emergency fund plus £400 in savings a month. I have been doing the latter for a while but often dip into it for silly spending. On the topic of silly spending. I Smurphington pledge to buy no more clothes unless they are actually an essential ( possible underwear and socks) I have an over stuffed wardrobe and need to start being contented with what I do have rather than impulse buying things I simple don't need .
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hello :hello: what a lovely philosophy to have and I couldn't agree more. There is so much 'stuff' in our lives (all at a cost) any reduction can only be good. I love growing stuff and don't have lots of space so often use pots so I can move them around. Treated myself to w blueberry bushes and some raspberry canes this year as soft fruit can be pricey and my two smalls hoover them up. I grew potatoes and tomatoes this year and last successfully. But I'd say grow what you enjoy eating and stagger the planting to avoid gluttons of stuff. Courgettes are easy to grow ( see note about gluttons!) as are salad leaves that you can cut and come again.

    Good luck with your over paying, we are just getting rid of the last bit of debt and that will be our next aim. Will subscribe if you don't mind :D
  • Smurphington
    Smurphington Posts: 140 Forumite
    Welcome Purple fairy , I don't mind at all. Thank you for the tips, I'm awfully new to all the growing malarkey so I'm sure I will start asking all sorts of obvious questions
  • Smurphington
    Smurphington Posts: 140 Forumite
    I have just received an unwelcome email from eon advising me that they have had to increase my direct debit payment from 67 to 90! That seems an awful jump :(
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I have just received an unwelcome email from eon advising me that they have had to increase my direct debit payment from 67 to 90! That seems an awful jump
    Do they have up to date meter readings or are they basing it on estimates.
    Have adventures. laugh a lot and always be kind.
  • Smurphington
    Smurphington Posts: 140 Forumite
    I think it might be estimated as I haven't been asked to provide any
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I'd submit an accurate meter reading. My provider kept increasing mine and when I submitted a proper reading the DD nearly halved. I think you should probably be able to do it online or phone them.
    Have adventures. laugh a lot and always be kind.
  • Smurphington
    Smurphington Posts: 140 Forumite
    Thanks Toni's friend, I will do that :D
  • Smurphington
    Smurphington Posts: 140 Forumite
    Well sent eon a metre reading and got an email this morning to say they are reducing them from 90 to 65! So thanks for that:)
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Well sent eon a metre reading and got an email this morning to say they are reducing them from 90 to 65! So thanks for that
    Oh that is so good. A little bit less than you were paying before as well. Is that for both gas and electricity?
    Have adventures. laugh a lot and always be kind.
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