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while the football is on

198 Posts


Hi, can you guess my name? Thought while the football is on I'll start a diary, did try before but didn't do too well.
Well I have roughly 3 years until I retire, (not sure I actually will though). I have debts to the value of £15,356 and want them paid off by the time I leave (or retire). The mortgage will finish by then and the loan on the mortgage has to finish the same time.
I live with my husband and grandson (13) and look forward to writing on here as well as reading the diaries every night, I get a bit obsessed with one diary. At the moment its Historybuff's diary I,m on page 4 so have a long way to go.
My husband knows we have debt as I started a dmp a few years ago when he lost his business paying a £1 a month but now I want to sort them out. Strangely enough my credit rating is good as it was over 6 years ago I started the dmp.
I post my incomings/outgoings when I have the strength.
d
Well I have roughly 3 years until I retire, (not sure I actually will though). I have debts to the value of £15,356 and want them paid off by the time I leave (or retire). The mortgage will finish by then and the loan on the mortgage has to finish the same time.
I live with my husband and grandson (13) and look forward to writing on here as well as reading the diaries every night, I get a bit obsessed with one diary. At the moment its Historybuff's diary I,m on page 4 so have a long way to go.
My husband knows we have debt as I started a dmp a few years ago when he lost his business paying a £1 a month but now I want to sort them out. Strangely enough my credit rating is good as it was over 6 years ago I started the dmp.
I post my incomings/outgoings when I have the strength.
d
0
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Am looking forward to this journey and will try and post everyday even if its just to talk to myself.
Tomorrow I am at work and Saturday and Sunday so no spends there as I don't even take my purse to work. I take my lunch and we get tea, coffee and fruit and bread and spreads free.
Off to open a bottle of vino bought by my lovely OH
Hope your enjoying the longest day, what a lovely day its been.
CC1 2394 0%
CC2 1235 0%
LINK 356 0%
RESTONS 2228 0%
TESCO 2249 0%
LLOYDS CC 1.697 0% ENDING ON 10/7 18.94%
NEXT £65.00 LEFT PAID £57 TODAY WILL PAY THE REST NEXT WEEK
ALSO I HAVE CAP QUEST (RECENTLY TAKEN OVER FROM ARROW)
£5143 BUT HAVE SAID I'LL PAY £147 A MONTH FOR THE NEXT 3 YEARS
AND
I TOOK A LOAN OUT TO HAVE MY TEETH DONE
£7500 £215 A MONTH FOR 2 1/2 YEARS
OH MY DAYS ALL THIS WRITTEN DOWN SOUNDS DREADFUL
BUT AS THE GREAT SONG SAYS "THINGS CAN ONLY GET BETTER"
just wanted to pop in and say hello so that you didn't feel like you were just talking to yourself like...
Welcome to the forum and thank you for starting / sharing your diary.
We are all here on the same journey. If you need any info / advice on anything just post up and someone will pop in to help out ( we really are nice like that
So join in, read and comment and become a part of this great wee community.
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.
Going to treat us to a M&S meal deal a bargin especially with my discount, don't normally OH paying so why not.
Have a great day
Good luck with your DFW diary. I do find that mine is helping me to re-focus.
I can also remember being told off by the local bank manager back when I was about 19 or 20. It was far more difficult to borrow money back then, wasn't it? But even so, my debts began at age 19.......at exactly the same time as my naughty over-spending. Hmmmm......it's almost like they were connected!
Best of luck with your debt-busting.
F
Sir Francis Bacon 1561 - 1626 (Philosopher & statesman)