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Tips on vetting new tenants

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Comments

  • diggingdude
    diggingdude Posts: 2,501 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I still think it should come down to 50:50. If a landlord wants to check to lend me their valuable asset, I should be allowed to undertake checks before paying their mortgage/pension. There is no need to see bank statements just a statement of earnings. A landlord is not a bank. What are the procedures for protecting my information? Do you have insurance to cover compensation if you accidently leak my data? Facebook is completely different, put it in public and you can't complain.
    If serious vetting is necessary, should landlords be DBS checked before visiting their property should children/vulnerable adults live there?
    An answer isn't spam just because you don't like it......
  • diggingdude
    diggingdude Posts: 2,501 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    SouthLondonUser wrote: »
    Such as? What is shown where?


    Please go back and edit your statement as that quote was CERTAINLY not by me
    An answer isn't spam just because you don't like it......
  • SouthLondonUser
    SouthLondonUser Posts: 1,445 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    @diggindude, sorry, my bad. Don't know what happened. I must have copied multiple messages and messed up. The edit button doesn't work from my phone but it's quite clear that sentence wasn't yours.
  • diggingdude
    diggingdude Posts: 2,501 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    SouthLondonUser wrote: »
    @diggindude, sorry, my bad. Don't know what happened. I must have copied multiple messages and messed up. The edit button doesn't work from my phone but it's quite clear that sentence wasn't yours.
    Its cool, I just didn't want to look like I thought that way :)
    An answer isn't spam just because you don't like it......
  • Noodles7791
    Noodles7791 Posts: 20 Forumite
    This seems to have turned into an Us vs.Them thread which was never my intention.

    There seems to be some misconceptions about LL's from a few members that they're greedy money bags looking to exploit tenants. I'm sure there are a tiny percent of LL's that do this, but to tar everyone with the same brush is foolish.

    I have one modest property I let which was, until I married my main residence. This is my only asset.

    I'm self employed and earn less than the national average wage. The property I let is also mortgaged, the bank owns a larger portion of the property than I do. If I were to have the misfortune to stumble on a bad tenant and am unable to meet the mortgage payments, I loose my only asset. How is that fair?

    I see no problem with vetting a prospective tenant, who to me, is a COMPLETE STRANGER by any means I see fit.

    Life is a game of trust, everyone has to earn trust and that's reciprocal.
  • gonsdad
    gonsdad Posts: 33 Forumite
    edited 19 June 2018 at 8:42PM
    Noodles7791 wrote: »
    This seems to have turned into an Us vs.Them thread which was never my intention.

    There seems to be some misconceptions about LL's from a few members that they're greedy money bags looking to exploit tenants. I'm sure there are a tiny percent of LL's that do this, but to tar everyone with the same brush is foolish.

    I have one modest property I let which was, until I married my main residence. This is my only asset.

    I'm self employed and earn less than the national average wage. The property I let is also mortgaged, the bank owns a larger portion of the property than I do. If I were to have the misfortune to stumble on a bad tenant and am unable to meet the mortgage payments, I loose my only asset. How is that fair?

    I see no problem with vetting a prospective tenant, who to me, is a COMPLETE STRANGER by any means I see fit.

    Life is a game of trust, everyone has to earn trust and that's reciprocal.

    Of course not all landlords are in it to exploit, but to say it is only a tiny percentage that do it is naive. As this thread shows, exploitation, cruelty and invasion of privacy are viewed by many landlords as acceptable and even amusing. The fact you say it is ok to vet someone by any means you see fit sets alarm bells going about you from the off.

    Given you earn less than the average wage, would you be happy for your tenants to vet you as they see fit? From what you said here I wouldnt trust you to have the finances to carry out maintenance and repairs.
  • Noodles7791
    Noodles7791 Posts: 20 Forumite
    gonsdad wrote: »

    Given you earn less than the average wage, would you be happy for your tenants to vet you as they see fit?/QUOTE]

    It wouldn't bother me one bit.
  • gonsdad
    gonsdad Posts: 33 Forumite
    Noodles7791 wrote: »
    gonsdad wrote: »

    Given you earn less than the average wage, would you be happy for your tenants to vet you as they see fit?/QUOTE]

    It wouldn't bother me one bit.

    Good, so you’d provide full bank statements, proof of earnings etc to show that if something went wrong with the boiler you had the capability to resolve it?
  • Noodles7791
    Noodles7791 Posts: 20 Forumite
    gonsdad wrote: »
    Noodles7791 wrote: »

    Good, so you’d provide full bank statements, proof of earnings etc to show that if something went wrong with the boiler you had the capability to resolve it?

    I have the funds to cover maintenance, so as I said before it wouldn't bother me.
  • gonsdad
    gonsdad Posts: 33 Forumite
    Noodles7791 wrote: »
    gonsdad wrote: »

    I have the funds to cover maintenance, so as I said before it wouldn't bother me.

    Given you are on a low income and self-employed that could all change very quickly. It’s the tenants that should be vetting you not the other way round.
This discussion has been closed.
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