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Doing up the House (and me) while doing away with the Debt
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£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved
DIY Poang Chair Cover
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved
But I need to empty out the cabinet so I can get rid, so no point dragging my heels. And any funds will help to do up the house.
I bubbled wrapped, wrapped with cardboard and then bubble wrapped again before putting in the box so hopefully it will get there unbroken.
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved
Good news is that I have decided on the lounge colour scheme. So I know that I want to:
Its all a bit of a pipe dream at the moment, but I feel like I might make it if I write it down.
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved
So, I should have about £45 towards doing up the house. Found some curtains that I like for the living room, but am going to have a good think about it. They are quite expensive for me (its two blinds and a pair of full length patio door curtains) so I want to make sure I'm absolutely happy with them as they will need to last a long time. I've decided I'm quite a tactile person though, because I like things to feel nice as well as look good. If I have to clench my teeth every night when I close the curtains it will take away the enjoyment - feels like an assault on the senses when something 'grates' on you.
I'm quite excited about finding something I might like though - decisions are my biggest sticking point. And once the curtains are sorted I can move onto the chairs, and then the cabinet when the 'stuff' has sold or finally gone to the CS. :T
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved
So, I popped into Dunelm to look at the curtains I liked and I thought they looked a bit cheap. So, back to the drawing board. I found some in the sale for £40, but asked how much to turn them up and they said £60. That just feels too much for something I'm not 100% happy with. I know some people spend £100s on their soft furnishing, but its just not something I want to do.
So I've been fleabay surfing and have found some for £20 I might try a bid on. Not 100% sure on them though, so might not. Will take my time and have a look around. Thought I might try Ikea as well. I just like to be able to see and feel the fabric. Its quite a major purchase.
I told you it would be a slow journey. On the fleabaying front, I found another item in the utility room earlier today. We bought something that wasn't quite right - cost about a tenner. Gave it a quick clean up and sold it more or less straight away so have got another item to post tomorrow
Posted the last two items yesterday. Was packaging and double boxing all morning, then had to have a good hoover. Hope they make it safely.
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved
Check out Gumtr33 for the Ik3a pine chest of drawers you want. we got ours on there for £20
EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8%
I have about £70 in my PayPal account now, so it would be good to find a chest of drawers. I'd like to buy the new curtains but its more practical to get the drawers.
I've had a look around the 2nd hand sites but I want to get the Tarva 5 drawer set and there's nothing local and not very much anywhere, so I think its going to be new.
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved
So the unwanted china cabinet now has gaps- :j - my aim is to get everything sold/given away so that I can use it as a temporary store, while I paint the other one (still undecided on colour - but the decision will affect the curtain colour choice). I think I need to build a mood board/colour board to stop me flimflamming around about this.
I've decided that I should purchase the chest of drawers for the bedroom with the money from the sold china and bits. I could easily top up my ebay money with £15 from my 0% overdraft, but when went onto Ikea's website and they are out of stock for at least a week, which is great news as that's after payday.
Food budget this month has again broken free - I've just had a really good think about it and am not being realistic. I need to plan more and set a budget that's do-able. DD's an adult now, no longer has any meals out of home and DH is the same (:D), but it all means that the budget we had a few years ago can no way be the same as now.
As a result I've built up a small overdraft on my new 0% bank account, when my payrise kicks in that will be sorted. I'd rather have a small overdraft than not keep up with the savings, but I'd rather not have an overdraft so know I need to keep an eye on it - £15 here and there and before you know it I'm in trouble again.
I was reading a thread about whether you should sell your jewellery and realised I have a couple of items that I wouldn't miss and ought to sell. But I'd want to do something specific and tangible with the money, not just have it disappear, so maybe some towards paying off the debts earlier but it would feel good to use it to progress this thread - the chair fabric maybe. Must send out ppi letters too, I think I need to do that mood board, but also set myself some better targets.
In summary, so far:
Grocery Challenge - gone way over this month - look at budget more closely.
Flylady thread - on pause at the moment
Pay all your debts off by Xmas - on track, look at jewellery and PPI
Old style weight loss - best not mentioned, but not going up!
This thread - slow progress, but still progress, keep flea baying but set some targets.
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Starter Emergency Fund £1000/£1000 saved