Doing up the House (and me) while doing away with the Debt

supersaver1000
supersaver1000 Posts: 2,465 Forumite
Name Dropper First Anniversary First Post Debt-free and Proud!
edited 29 May 2018 at 11:27AM in Debt free diaries
So my first thread was all about finding myself in a really depressing state and the mammoth journey to get out of it. It worked but after an absence I came back with a thread to wake myself up, stop being pushed about and start thinking about making the most of my life.

I feel in a really good position now and haven't felt so content in a long while. Don't get me wrong its not perfect, there's a lot to do.

Debt-free day might just be only 6 months away - CCs and Loans - we spent it all and we are paying back every last penny. I've joined the Pay all your Debts off by Xmas18 challenge and its now so very possible :) fingers crossed.

Home has become a bit dusty lately :rotfl: (laughing because I've stopped stressing about it now and stopped trying to do everything) but I still like a clean, tidy home and so I've been joining the Weekly Flylady threads to bring a bit of order - I feel so much better shifting a bit of dust and a bit of clutter (with family members helping now of course).

I'm also on my third month of the grocery challenge and that's really helping (Especially as I've set up a new regular saving account of £250 a month) - this time next year I should have £3k in the bank - for me all me :rotfl: - laughing at the thought of it but I need to work hard to keep that up.

And, just in case that wasn't enough challenge, I've decided to follow the Old Style Weight Loss thread. I really want to lose a couple of stone, but my priorities are other challenges first so I'm hoping that I might be able to join in properly soon.

So, as well as becoming debt-free I've decided that I want to do up our home a bit. No major renovations, just making things match and making it more comfortable for us. You can imagine that hasn't been the priority lately.

Last month I managed to sell some old furniture and have bought us a new sofa in the sale for the same price, which is now in pride of place. Then over the weekend I decided to have a go at changing the fabric in a roller blind. That was a huge success - bought a sale blind for £3.50 which was the right dimensions but the wrong orientation (too narrow, too long). Chopped off the top/bottom turned it on its side and re-attached the old fittings - phew.

So that's all got me thinking. Can I do up the house but spend as little money as possible, selling stuff I've got to buy replacements, up cycling and adapting things? So that's my challenge, to do up the house by the time the debt is paid off (and hopefully lose some weight along the way). I won't be posting much cos I'll be too busy but if I write it down, this will be a prompt for me.

So my aims at the moment are:

Cover the kitchen/dining room roller blinds - like this make-a-no-sew-fabric-covered-roller-shade/. Maybe with something like this (but a cheaper version) Cream/Red/Green fabric
Sell all Tat
Buy a pine chest of drawers from Ikea
Then sell my very old large chest of draawers and buy another from Ikea
Paint the corner unit and maybe a coffee table/side table
Change the curtains in the lounge - possibly grey/blue colours
Update the Roman Blinds
Change/cover the rest of the roller blinds
Cover the easy chairs
Sort out the bedroom with aqua/peach colours
Paint the dining room chairs and re-cover them - maybe to match the newly covered roller blinds
Get OH to sort out logs/log storage
Tidy up the garden

Just reading that, I've realised I've given myself a huge challenge, but oh well, lets see how it goes.
OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spent
Homeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved
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Comments

  • Working_Mum
    Working_Mum Posts: 559 Forumite
    Photogenic First Post Name Dropper First Anniversary
    Good luck supersaver1000 - it sounds like you are off to a flying start!!

    Don't forget Freecycle - it is a great way to get rid of stuff to a good home (for free) and also potentially source items which you may need (also for free). I have de-cluttered a whole load of stuff - one mans trash is another mans treasure!

    All the very best for your year!!
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
    Thanks Working Mum, yes have used Freecycle a while back but thanks for the reminder. Will definitely give them a go when the time comes. :)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    First Anniversary First Post
    Hello again supersaver. Its been a while. You're so close to your DFD.:T

    Indefinitely going to follow this thread to [STRIKE]steal your ideas[/STRIKE], get some inspiration, as i have a house to do up with tiny amounts of money.

    Good luck.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • If your decluttering try all of these

    Preloved
    Gumtree
    Ebay
    webuybooks.co.uk
    ziffit
    and music magpie

    Most of these also are on top cashback so if you get rid of stuff through these you will also money back in cashback. I sold a mobile phone on music magpie last week and got a few quid in cashback too.
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
    Hello again supersaver. Its been a while. You're so close to your DFD.:T

    Indefinitely going to follow this thread to [STRIKE]steal your ideas[/STRIKE], get some inspiration, as i have a house to do up with tiny amounts of money.

    Good luck.

    Well, hello Parsniphead. It has been such a long while :)

    Lovely to have you along and I will pop over to you as well if you don't mind. :):)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • beanielou
    beanielou Posts: 90,262 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Also local buying/selling pages on FB are fab.
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    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    Hello again :) Good to see you back :)
    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
    Thank you BeanieLou and NOA :):):)xx
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 5,426 Forumite
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    You can do it supersaver :T


    Greying X
    Pounds for Panes £2,590/£10,000 - start date Dec 2023

    Coins for Camping (April) -  £7/£15  (Camping TTD - £60/90)
     
    Grocery spend April £184.08/215
    Non-food household spend April £27.83/25
    Bulk Fund April 0/£10

    Knitted items for charity 1/24 (inc. Blankets 1/6)
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
    Thank you GP. Its going to be a slow but steady journey.
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
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