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Say No to Credit Cards Diary
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Hi Say No to Credit Cards.
I have just caught up on your diary. You are doing really well and I hope the car boot sales goes well tomorrow. I have taken on some of your inspiration and have listed some items tonight on *bay I have been threatening myself to do it for some time now and never got around to doing it. So a huge thank you for your inspiration.
I am still chipping away at the dreaded CC's slowly but hey ho they are going in the right direction.
I have my fingers and toes crossed for you to debt bust that CC before the interests commences. Looking forward to your update on the car boot. xMFWB#2
MFTT5 #28
Save 12k 2020 #1110 -
Yeah i had an ankle injury as a result of an incident with a 75kg atlas stone then 2 weeks later my lower back went. I cant afford the time off work etc etc so i had a change of tac.
Your not the only one doing a half marathon, I am doing the Kielder Half Marathon on the 7th of October. I am working with a runner who is a tad of a nutter imo he has done ultra's and ironmans etc. Any help i can give me training ask away
I am doing it for charity too can i post the justgiving link on your page is that okay??0 -
Hope the boot sale went well
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi Say No to Credit Cards.
I have just caught up on your diary. You are doing really well and I hope the car boot sales goes well tomorrow. I have taken on some of your inspiration and have listed some items tonight on *bay I have been threatening myself to do it for some time now and never got around to doing it. So a huge thank you for your inspiration.
I am still chipping away at the dreaded CC's slowly but hey ho they are going in the right direction.
I have my fingers and toes crossed for you to debt bust that CC before the interests commences. Looking forward to your update on the car boot. x
Afternoon Lindez,
Thank you for your kind words, they really do mean so much. I am so happy to hear reading my waffle has motivated you. I just keep thinking if I do this that will mean I can make an extra payment which will reduce that horrendous amount of money, and that is my motivation as I really need to see it going small and smaller.
Car Boot this morning was ok. I made £120 which is going into the bank in the morning and I am going to pay it off CC3. That balance is slowly coming down so this month I am going to watch every penny so that I can pay as much as possible off it.
Lindez, I hope you have had a nice weekend and keep going it really will be worth it in the end.
Take care
SNTCCExtra Income May £290.92 June £498.00 July £145.61 Aug 2018 £142.68
Pay off CC3 Sept/Oct 2018 £2112.04 Balance £1712.89
April 2018 £39,942 Aug 18 £36721.65 PAID £3220.35:j:j:j0 -
Hi Jwil,Hope the boot sale went well
Thanks for dropping by. Yes finally got there this morning and made £120.00 which is great. It always amazes me when you are stood behind your paste table the things people have bought and are walking around with.
Hope all is well with you and you have had a nice weekend.
Take care
SNTCCExtra Income May £290.92 June £498.00 July £145.61 Aug 2018 £142.68
Pay off CC3 Sept/Oct 2018 £2112.04 Balance £1712.89
April 2018 £39,942 Aug 18 £36721.65 PAID £3220.35:j:j:j0 -
Scott-Weiland wrote: »Yeah i had an ankle injury as a result of an incident with a 75kg atlas stone then 2 weeks later my lower back went. I cant afford the time off work etc etc so i had a change of tac.
Your not the only one doing a half marathon, I am doing the Kielder Half Marathon on the 7th of October. I am working with a runner who is a tad of a nutter imo he has done ultra's and ironmans etc. Any help i can give me training ask away
I am doing it for charity too can i post the justgiving link on your page is that okay??
Hiya,
I have only just recently started running training so it is really early days for me at the moment. However, if I need any help in any way I know where to come.
Your running partner sounds very interesting. Sorry about the injuries, you have to be so careful because companies can be really funny about sports injuries and time off work.
You take care of yourself and don't push yourself to hard.
SNTCCExtra Income May £290.92 June £498.00 July £145.61 Aug 2018 £142.68
Pay off CC3 Sept/Oct 2018 £2112.04 Balance £1712.89
April 2018 £39,942 Aug 18 £36721.65 PAID £3220.35:j:j:j0 -
Well done with car boot £120 not to be sniffed at. I keep a spending diary , I started it on my first month on here . It is very enlightening to see where you spend money and how little bits add up. I am more mindful now when out at the shops and regularly think do I really need it , might be a magazine for a£1 etc.
I would love to be able to run , but I just can't get the breathing right !This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Cumbria_lass wrote: »Well done with car boot £120 not to be sniffed at. I keep a spending diary , I started it on my first month on here . It is very enlightening to see where you spend money and how little bits add up. I am more mindful now when out at the shops and regularly think do I really need it , might be a magazine for a£1 etc.
I would love to be able to run , but I just can't get the breathing right !
Hiya Cumbria Lass,
Thanks for visiting. I have just started a spending diary for that reason. I am quite organised now, however I still feel like there is more meat on the bone as they say to save some extra cash.
So, I am hoping by documenting everything I spend I can see were all the money is going and then try and stop or reduce all the unnecessary spend.
I have always said when you start running getting your breathing right is the hardest part. However, once you have sorted that out it does become easier.
Take care and enjoy the rest of the weekend.
SNTCCExtra Income May £290.92 June £498.00 July £145.61 Aug 2018 £142.68
Pay off CC3 Sept/Oct 2018 £2112.04 Balance £1712.89
April 2018 £39,942 Aug 18 £36721.65 PAID £3220.35:j:j:j0 -
Morning guys,
What a horrible morning. It looks like a winters day, but I am not putting the heating on!
I have paid the £120 off CC3 this morning together with the profit from a few ebay sales over the weekend. So my new total to pay is £1806.88. Bring the challenge on.
Tea all sorted for tonight, which is great.
Today is going to be my first NSD of this month, and I really do not care what happens today I am not spending a penny. I am going to aim for about 7 NSD this month as I have never done this challenge before.
I have also kept up with my ebay challenge of listing one item a day, so hopefully that will bring in some sales.
I hope everybody has a great cheap day,
Take care
SNTCCExtra Income May £290.92 June £498.00 July £145.61 Aug 2018 £142.68
Pay off CC3 Sept/Oct 2018 £2112.04 Balance £1712.89
April 2018 £39,942 Aug 18 £36721.65 PAID £3220.35:j:j:j0 -
That's a great result from the car boot, well done :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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