taking responsibilty to get me where I want to be

efes_shareholder

My mums house now resembles a florist as I have been inundated with Flower deliveries , nothing like a man who realises hes been paid a big visit by the f*** up fairy

A spend of £5.40 yesterday at the sunbed shop - a shorter duration then what i would usually have but this was all the change I had in my purse and saved me reaching for the debit card

The mood hasn't changed much - I have had a busy few months and maybe I am on a bit of come down
I need to put some plans in place/ dates on the calender with my friends to give myself something to look forward too or hope my book arrives soon and I lose myself in it for a few evenings

efes_shareholder

Now I have it in to my head that I need to join the council gym

healthy body / healthy mind etc ( plus they have showers !! ) and I can go before work

I do need to check the contract sign up agreement though - I believe its around £35 PCM
Last time i went aqua aerobics , it cost me £11.40 for the class and a sauna and jacuzzi after so its certainly worth some consideration

Is this a bipolar moment ?

And today is no longer a NSD - bought a swimsuit off ebay for £4.99 as doing aqua aerobics in a bikini is not quite working out for me

UncannyScot

Check out if Puregym have a gym near you, they are much cheaper per month and are open 24/7

Local council would need to pay me £35 pm to set foot in any of their gyms...

efes_shareholder

UncannyScot wrote: »

Check out if Puregym have a gym near you, they are much cheaper per month and are open 24/7

Local council would need to pay me £35 pm to set foot in any of their gyms...

thanks for the tip - I have just checked and there is one in the town I work in which would be even more suitable as the plan is to go before work , its £8.99 a month with no contract which is considerably cheaper then the council one

efes_shareholder

I have a £146.00 left in my bank account to last until the 31st July

This works out at £11.53 per day - Totally do able I think

I have three quarters of a tank of petrol and aside from taking my kids for something to eat ( which I will use a tastecard for ) I don't have any plans - I will check what is available at home though and see if I can tempt them with a mums own production

Have a great Wednesday people x

efes_shareholder

Another day and another mild dose of the summertime blues , The mood is under control but I do wish it would lift.

Thankful that the weather let up slightly last night and I was able to achieve a 7 hour stretch between the sheets.

Dinner planned with the sprogs at Spoons this evening however slight blip in the plans as unfortunately someone reversed in to my eldest daughter yesterday whilst she was driving her car.
Car off to be repaired and courtesy car arriving this afternoon , despite feeling ok yesterday today she cant move her head without pain so its off to the local minor injuries department for her
Feel for her as she hasn't long had her car - her first "proper" car since she passed her test many years ago
She has spent 7 years driving round in "runarounds" and as soon as she buys herself something a bit more up to date ( although still sensible) its spoilt by someone simply not looking in their rear view mirror

I am still on target to remain within available resources this month and am a little bit tempted to start picking up bits for Christmas !!!!

efes_shareholder

HAPPY friday and wishing positivity to everyone reading

I admit - I bought my first Xmas present yesterday , Xmas socks for the kids ! Its a bit of a tradition , I mean is it even Xmas without socks in your sack ?

Took the kids out for something to eat at the local spoons last night , I do usually have them to dinner once or twice a week so it was nice to dine out for a change - It didn't work out too terrible cost wise £30.00 for the 4 of us with drinks with the eldest covering her own costs.My son ordering using the spoons app - great concept and I transferred the money to him at the table. He had a Gin and Tonic with his meal , I was slightly surprised as I didn't know "mothers ruin" had reached the younger generati
We used to eat out quite a lot and this is something I have cut back on , I don't want to eradicate it all together as since we aren't housed together its my chance to catch up with them and get a bit of "us" time

That is the hardest bit about the living circumstances - It was really hard to adjust to not having them under my roof and made slightly worse that as I moved back home , their fathers gf was spending more and more time in the house meaning I wasn't so welcome
I will confess that this does grate me and although they are all young adults I do get pangs of Jealousy that she is getting to spend more time with my kids then I am ( even though she is only really interested in spending time with their father and they aren't particulary struck with her )
Thats normal right ? I can completely sympathise with many living apart parents of much younger children , it must be very difficult or maybe I am just a bit of a jealous belly in these circumstances


Not much to report of the debt busting but I have a good idea in my head what I am allocating where with regards to the reductions , I am hoping the new 0% card arrives before the next payment is due on the current card

efes_shareholder

So my last remaining coffers have taken a bit of a battering over the weekend , not quite sure how as I thought I had been quite economical but a sunbed visit , a top up of petrol , a bottle of wine to take to my friends for an evening in , a few bottles of water whilst milling about , some hair dye to take care of the greys - all these little things add up and I now have 8 days until payday and excatly £57.42 available to me

Come to the realisation that I have absolutely NO IDEA if this will be enough - I have booked my feb trip from this months wage packet with the intention of repaying it from my savings and paying myself back
The trip was £540.00 however I only transfered £200 over from my savings and was hoping to see if through to pay day and then repay myself the £200 so I can pull a little extra over if this has left me short
I could pay myself back over a longer period but I would rather reinstate my savings pot at the earliest oppurtunity

The 0% barclaycard has arrived and I will this week be transferring my nationwide balance to this card - I am tempted to also pay my very balance with my nationwide card and then transfer this over as well.
The Very stuff is on interest free until December however the barclaycard is 18 months so in theory even transferring some of the amount due in Dec will bide some extra time ?

Is this worthwhile I wonder or will it just put it to the back of my mind ?

I am hoping the barclaycard balance will be gone by the end of the interest free period - If i transfer everything it will be a balance of around £3600 which is payment of £200 a month - In my head one payment a month works well but it does concern me that at some point those £0 balance credits availabilty will become tempting so I will have to ensure I remain very very focused

efes_shareholder

I am so tired
I took my daughter for a browse round the shops last night and once i had dropped her home she sent me a message to say that the 18 year old cat was not too good and they were going to get her checked out.
Obviously it was slightly concerning as 18 is very old for a !!!!! cat but it was hopeful that she was perhaps dehydrated in the current weather and would just need some fluids in to her
Sadly it was not the case and she had a tumour so goodbyes had to be said.
I offered to go with the kids when they took her to the vet but I have a feeling I was pushed out for the usual reasons and it broke my heart to one lose the girl who i'd fallen in love with at the pet shop all those years ago and also to have the kids so absolutely heartbroken on the phone as they prepared to say goodbye to the companion they had had since their pre school days and not be there to give them a hug - My son said he could not remember a time in his life when she wasn't in it

Animals eh , the loss of them breaks our hearts

I couldn't switch off after the news and spent a good while exchanging stories and memories with the three of them on messenger until we all went to bed knowing that she couldn't have been any more loved

It feels like the last part of their childhood just slipped away from me


Todays money thought is whether to transfer my savings pot in the esavers account in to my current account to take advantage of nationwides 5% APR currently offered.
My concern is do I have the disapline to make sure this is not cyphered away in

efes_shareholder

So today I will quite possibly transfer my nationwide credit card balance to the 0% barclaycard - This is going to save me around £38 a month in interest

I won't close the card account with nationwide as I have had it for many years and further down the line I may use it for fuel and clear every month as it operates a cash back facility but I do not want to start this process until I am happy that I won't use it to aid other purchases too.

I haven't sorted out the gym yet but that can weight ! I had to go for a well womens check on monday and i was helping a friend decorate last night which they kindly repaid me by sending me to work with some carribean food for lunch which I am really looking forward too
I am thinking maybe the gym is something I will never have the time to use and I won't want too whilst our summer weather remains so brilliant so for the moment I will do nothing as I hear so many stories or people being tied in to contracts etc

Helping my friend decorate and also shopping with my daughter for bits for her newly decorated room at home has made me realise just how nice it would be to have my own place again - it seems so far away right now , I have to remember that each day I am rebuilding my credit and that when the time comes I need to be in the best position I can be

I've evaluated life a hell of a lot lately - I've been single for 7 years now and although I have had partners in my life etc I seem to go for the excitement of a bad boy ( even if i dont realise they are bad boys at the time ) and I am getting a bit tired of it !!
It would be nice to meet someone who like me is tired of getting it wrong but I am not desperate for this just frustrated that each time you get to know someone ( and in life you never truly know someone ) you find they weren't quite what you thought they were
I guess if I just relax and enjoy life what is meant for me won't go by me