taking responsibilty to get me where I want to be

Kitten868

Happy Birthday for yesterday! Glad you have been truly spoilt. You do deserve it.

I didn't reckon much of Italian pizza and everyone always says you have to travel round Italy not just stay in one place to enjoy it. The only place I've ever heard that about.

You're acknowledging your overspend and addressing why it happened. That's moving forward. You're doing well. Keep going xxx

efes_shareholder

So I've finally returned the handset to Mazuma for payment so hopefully £115.00 will hit my account soon for that
I have also cashed out £27.00 on quidco.
Both of these are heading straight to the capital one card accruing interest

Its payday tomorrow , it feels a long long time since the last one. everything is set to get paid as soon as the pay packet hits , I also have £30 due back to me from eldest child from paying her car bill for her a few days ago , I don't like to badger her so shall send her a reminder come the weekend just so that I can see my forecast for the rest of the month.

I've ordered my sons birthday cake , one of the girls at work makes them so thats straightforward enough - I've given a short brief and told her to get creative

Tonight I'm going to Costco ( I know how to live) to stock up on dog food and washing powder and will also grab a shower at my old house whilst my ex partner is at work !! ( still unbelievable that I have to do this !! )

efes_shareholder

oh my god how cold ! Thank heavens for windscreen protectors , I actually remembered to put it on the car last night and didnt have to do any defrosting this morning over then to my bones and head which is still full of cold.

So today is payday - the large nationwide balance has been cleared ( over £600 eek! ) , £35.00 sent to Capital one ( with a further £115.00 hopefully to follow once mazuma pay for the handset) £30.00 to Very which clears the last of the balance with interest and also an item on BNPL

I was enjoying looking at my bank balance but never mind , I am sure I will find some satisfaction of looking at the reduction in the debts too and it just has to be done.

I'm not expecting to achieve too much this month with a 21st birthday and a trip to Vegas so I will just have to do the best I can

I am still so full of cold it is ridiculous , its as if the bug is finding resilance to any remedy I throw at it , I am considering skipping skipping aqua aerobics as its probably not going to help
I am supposed to be out tomorrow to celebrate my birthday again with friends however if I don't feel better I will consider being a party pooper with this too

efes_shareholder

and now I am debating whether I should use the £115.00 to purchase the entrance for the activities we have planned in Vegas or assign it to the Capital one

It's going to be a tight month already and it is bonus money

I guess a compromise is half and half

efes_shareholder

Kitten868 wrote: »

Happy Birthday for yesterday! Glad you have been truly spoilt. You do deserve it.

I didn't reckon much of Italian pizza and everyone always says you have to travel round Italy not just stay in one place to enjoy it. The only place I've ever heard that about.

You're acknowledging your overspend and addressing why it happened. That's moving forward. You're doing well. Keep going xxx

Thanks Kitten , I forgot I was also lucky enough to recieve a funky new pair of trainers , 2 bottles of wine , a box of bath bombs and an extra loud alarm clock

It was very much a blessed day

efes_shareholder

Happy Friday people

I woke up to a soft covering of white stuff , thankfully no where near as heavy as predicted , I had set my laptop up to work from home if need be

I blew out aqua aerobics last night and had an evening of relaxtion instead

Still undecided on tonight , but looks likely I will brave it

All of my direct debits have gone with the exception of the car payment which goes on Monday

Today has already been a spendy day as I have booked a show and a helicopter tour in Vegas , I need to get together with my mate and work out who has to pay what etc so for now its on the 0% card but it won't be staying there - As soon as all contributions have been decided it will be paid in full.
It just gives us breathing space to get it all tied up.

I've also ordered another box of nicotine patches which are at great rates on amazon at the moment and am now looking for the best deal on a nintendo switch for the upcoming 21st

Not sure whether to pay this in full from my EF or use the BNPL very facility , I'm inclined to take the first option as otherwise it just feels like the debt is technically not coming down and I am just deferring the payment

efes_shareholder

ok so will need a plan B as Mazuma have depreicated the handset by over £80 saying the screen burns when illuminated

I have never had any experience of this happening but for what they are offering I would rather keep the handset as a spare

efes_shareholder

More annoying that it cost me £6.90 to send it to them in the first place !!!

efes_shareholder

Happy Monday people

So after another cold fuelled weekend I have a doctors appt tomorrow to see if I am going to need any antibiotics etc

Felt awful on Saturday but I'm not sure if that was Fridays drinks or this persistant bug

I have noticed my appetite has increased significantly and i am not sure if this is down to my cold or down to ditching the awful smoking habit - either way I invested in a soup maker over the weekend , I intend to use it for soups for work and hopefully keep a slimming world friendly eating plan going ( since Soup is basically no calories ) and as it takes 24 minutes its quick and easy to use
I know a pan and a blender will do the same but since my working day is quite long I am all for anything that makes life simpler
I will be test running it tonight and set it off whilst cooking dinner

Its been a bit of a spendy weekend beside feeling ill , I spent £15 on Friday night although this got me very drunk ( along with drinks bought ) and I didn't have to pay to get in to the club which is a bonus , I also spent £10 on a bottle of Raspberry and Rose Gin for youngest birthday cake ( on special in asda and has a lovely marble effect rippling through it ) £3.00 on his card and the compulsory large 21st badge and also £60.00 filling the beast up

It all adds up

Mum has been very down and that is a concern , I hope its just a bad day or too and not the start of darker days - Depression is just as tough for the person living with it as it is for the person feeling it.
She does have some very obscure trains of thoughts at times , to the brink of being very irrational and over thinking every situation.
yesterdays episode was it seems triggered by the fact she is no longer able to hoover the stairs ! I can't remember the last time she actually wanted to hoover the stairs or do any housework and I am casting my mind back a long way !!
This off course was irrelevent as she got very upset that she couldnt do it if she wanted too !!!

I'm thinking of ways I can lift her including maybe getting her out and about but its very difficult when she is in pain with her joints and doesn't want to walk very far and has trouble sitting in the same position for too long

She has joined our local pensioner centre and has been enjoying that but seems frustrated that she hasn't struck up any friendship groups although her attendance can be a bit hit and miss depending on her health and mindset and like anything these things take time.
She joined a widowers group but is now saying that she doesn't feel welcome and that she thinks they think she is just a nutty old women and don't really want her there. I think there is a bit of a class divide with some widows who now go on cruises together and she isn't in the position to partake in this kind of event so my advice was maybe to skip this group if thats how it makes you feel.

Its encouraging that she is starting to attend these kind of things but it would be nice to see her smiling a bit more and getting some enjoyment out of life , at times it seems like life is such a chore and she huffs and puffs through it

She is still off the dreaded weed and has lost nearly two stone on slimming world so is making the right progress to improve her wellbeing , I hope this weekend was just a little blip and the down days don't last

efes_shareholder

Well Happy Tuesday

So today I have been to the doctors and todays spend is a perscription of Amoxicillin , my chest and ears are clear but due to the time of my sufferance its possible I have a sinus infection so these with my flight looming are preventative more then anything

It must have been a while since I was ill as perscriptions were £7.00 off last I knew.

My first attempt at soup was butternut squash and sweet potato - After developing Biceps the size of pumpkins chopping it up it was a very easy thing thanks to the new purchase - I think however i over did the pepper for the seasoning but its trial and error and I'll get it right !
I sent my eldest home with a pot for lunch and think I may end up opening a soup kitchen during the winter.

I feel a bit despondant at the moment and like I am going to be battling to get this debt reduced for a long time , as much as I love the car it has set me back with where I wanted to be with my repayments

My trip to LV is a once in a lifetime thing and I don't want to scrimp on this but it feels like a hinderance and I'm looking at past choices and my travel bug and holding it slightly accountable too.
I have to be extremely strict with myself and not over commit in the future - I can't continue to justify it by telling myself " I work hard for it"
Alternatively I can accept I'm taking the scenic route here.

I have definately over the last few months become far more aware of my triggers and where I have gone wrong in the past , but I need to strike a balance
We never know how long we have in this life and we need to enjoy it too and take some memories aswell as leaving some for other people.

I then toy with using my nest egg to clear everything( with the exception of the car) but I don't yet feel I have learnt enough or have enough trust in myself to repay myself.
I feel I have to do this the way I am in order to learn properly from it and prevent a similar situation again