New start on the debt free journey to freedom

donkids22

New thread new start to a debt free future. Ive decided I need a kick up the bum my motivation at the moment is I hate my job but the money is good and it's very convenient for dd2s school and home. Another job gor me would mean we would have to get another car which we couldn't afford. So I guess after all that rambling being debt free would bring more choice. Dd2 has 2 more years at primary so if I could be debt free by then we would have lots of options. We are going to florida in August it us all paid for bar spending money and food so we will obviously be spending money there. Looking for lots of motivation and ideas on planning budgets to get debt free.

beanielou

Happy shiny new diary

Procrastination101

Happy diary!!
You sound a bit like me, job pays well so other options just don't make sense to the purse, holiday planned but bills also need paid haha
My young lad is about to finish high school in 2 years so I am a little further down that particular line but definitely feel your pain


Wishing you loads of luck :-D

RhiBi

Welcome! We're off to Florida in the summer too! We're staying on the gulf coast but will be visiting Orlando! I can believe how expensive the park passes are! We've yet to buy ours as we can't decide what to do! Xxxx

donkids22

RhiBi wrote: »

Welcome! We're off to Florida in the summer too! We're staying on the gulf coast but will be visiting Orlando! I can believe how expensive the park passes are! We've yet to buy ours as we can't decide what to do! Xxxx

I know we've booked Disney universal and discovery cove the girls don't know we've booked discovery cove we didn't go for the dolphin swim so a bit cheaper we have booked a couple of dining experiences at Disney just in case but we can cancel. Just now waiting to book our fast passes july:j:j:j.

donkids22

Dud the food shop Wednesday came in just under £40, which is what I have budgeted. Although I had a freezer delivery Monday which was 41. Won't need to get freezer food for the next month. Dd2 .came back from her residential missed her loads and now she's knackered asleep since she came back. Cancelled fat club subscription haven't been doing it so a waste of money really, although I could do with losing some weight thou lol. I have 80 left in the bank when all the bills have been paid to spend on unnecessary things lets see how much of this I can hang on to.

donkids22

So far this long weekend i have managed to do 4 loads of washing unfortunately now I have pile of ironing yuck. We went to the diy shop and got some paint to paint the fences this will make the panels last longer and we won't have to buy more. Now need to do a shopping list and do a meal plan, hoping to keep to budget again. Also Hoover all through and dust. Listed some things on fleabay so hopefully they will sell.

donkids22

Spent 40 in total on little garden makeover. Got more to do in the garden and got the things we need to use yo do the jobs but I won't let oh dig up the pretty flowers lol. Went food shopping yesterday spent 60 that's mainly because we didn't go to our normal budget supermarket. Still got pile of ironing to do. Dd2 is being given the silent treatment at school by her so called friends and their mums, his is not the first time this has happened this school year and I'm getting really annoyed all I can say to her is just ignore them and stay away. Both daughters are now my priority followed by saving money.

Scott-Weiland

Happy new diary Don x

donkids22

Well this weekend has been an eye opener and terrible logged onto british gas and seen they had estimated the gas and electric. So I and oh went out and put in the correct readings thought it was strange when I got a message saying are you sure and these are higher than we predicted, Yes they were right. Checked british gas website today and it says the direct debit is too low and should be 197.50 omg nearly fell.over with shock can't afford this so now waiting to see if they adjust the direct debit. So been going around turning everything off lol too little to late me thinks.

donkids22

Set a budget for the month drew out the cash for food shopping budget and diesel. 99% of the other bills come out by direct debit trying very hard this month to stick to budget and limit unnecessary spending.