BachSoon's mortgage mission

Nichelette

Yay for overpayment! I will have a nose at the parmigiana recipe! My sister bought me a hello fresh box as a gift once. I love the concept but it's a bit on the expensive side and the amount of packaging required is pretty bad, so I began making things from their online recipes with my own ingredients . They released a cookbook last year which I bought and absolutely love. There are lots of veggie recipes in it and I often adapt the meat ones using quorn. Is the Miguel one any good? I think I saw it pop up as an ad and briefly considered it before forgetting I'd seen it .

BachSoon

That sounds like a good way of doing things :money: I've never looked into cost etc or compared it, but for the time poor/money not poor(!) It's a brilliant idea - I'd love to have thought of it first :rotfl:
I've only had a quick browse through the Miguel Barclay book so far but it's looking promising! I need to meal plan for this week and next week so shall report back

One cash out from prolific on its way :cool: that can go to the mortgage when it arrives!

Working towards a cash out on receipt hog, the end is in sight... It's a (very) slow burn

debtfreeoneday

Morning, just saying hi and well done on OPs so far. I need to look into batch cooking, I really do!

BachSoon

Batch cooking is brilliant, saves so much time and money! My one disadvantage is sitting at work thinking "hmmm not really sure I fancy Ragu tonight...". I have to be strict with myself sometimes :rotfl:

BachSoon

£220 overpayments made in June :j

I'm currently at £18.86 on prolific so hoping there might be a nice survey for me today to bump it up to £20 so I can cash out. I have around £5 in my PayPal from Qmee so that would take it nicely to £245 for June. A much nicer sounding number.
There was nearly an extra £77 available, but in a fit of thinking rationally rather than with my heart, it went into my ISA instead
I'm currently in a 'thinking zone' about financial planning generally, rather than sending it all to the mortgage.
Grrr, they should teach this stuff at school. Have I used Pythagorean theorem since I left?? Nooooo. Do I need to plan for a family and a comfortable retirement?? Yes!

Anything 'extra' is going straight to the mortgage though, no doubt about it :money:

BachSoon

Oh, and when this month's mortgage payment has gone out, it will take me nicely into the 214's ending up at the mid 214's after interest is applied.

BachSoon

Current balance at £214,570.

A small overpayment of £35 made today from prolific and Qmee so effectively all free money :T and £22 of interest saved in the long run :beer:

Not sure there will be much more in the way of OPs other than the usual £200, as we need to pay the remainder of the cost of our holiday, but it matters not as we're looking forward to the week away :cool: Dorset here we come :T

We have also made a life decision and taken on a cleaner so less of the frugal life than we thought. However, on balance, it will be worth it for the lack of stress over me thinking the house is filthy and having the extra time with DS at the weekend instead of having to do loads in the house - especially while the sun is here! It's a work/life balance thing.

teapot2

Getting the work/life balance right is so worth it - be good to have extra time with DS along with a clean house :cool:

Nichelette

It's amazing how much even small overpayments save.

Completely understand the cleaner. I would love that but would like to get the mortgage down a bit first just in case interest rates rise so we're not so vulnerable. I'll have to check out Qmee.

Nichelette

Do you have a Qmee referral? I'm happy to use it if you do?