BachSoon's mortgage mission

BachSoon

A triple slow cooker?? What is this sorcery??! I must investigate!
My DH is a meat eater also, but he eats veggie at home. He doesn't mind as his parents brought him up veggie. DS will have the choice when he's old enough.

Well the slow cooker was filled and ready to go this morning. Only now I am sat on the train on my way to work do I realise I forgot to turn the flippin thing on looks like veggie burgers out of the freezer for tea instead of Ragu! :rotfl:

I fully recommend national trust membership if you're into walking/a casual stroll around some nice properties and woodland :money:

Yesterday's OP has taken us into the 216's nicely, yay :beer:

jodles16

Hey BachSoon!


Sounds like you are making good headway, its always hard to know what money is actually available or earmarked and you just dont know it yet! Keep up the great work!


Jodles

BachSoon

Thanks for the visit jodles.

Does anyone have periods of demotivation? I'm feeling like my target if £12,000 before the fix is up is a hopelessly optimistic target right now we've had an expensive few days! We brought new bedding etc at the weekend which DH really fancied? Couldn't really say no because the ones we have entirely pre dates our relationship so he got no say in the colour scheme have also booked airport parking for a family holiday later in the year (although it's a free holiday apart from spending money so I need to get over myself here...), booked a holiday for us and DS, although I got a good deal, it's in the UK and we holiday quite cheaply in general as we self cater, so after accommodation only really need to pay for petrol, a supermarket shop and the odd tourist attraction that isn't National trust. I also need to book a skip to clear our [STRIKE] jungle [/STRIKE] garden so we can see what we've got and decide what to do with it. We're also going to get a bumper nursery bill in the next few days for late fees... We had a technical issue with the voucher website this month so a partial payment didn't go through on time and was quite late by the time it had been manually transferred by the voucher company. That will mean a rejig of next month's budget. The invoice is due to be sent out in the next few days so we will see what the damage is I've also had to transfer some money out of the savings to keep us in the black and avoid overdraft fees.

It feels like an expensive month. I was a bit too optimistic with transferring so much into savings after last payday as I've had to transfer £500 back out.

First world problems and all that. I think I'm just overly bothered by it as I'm recovering from a minor procedure and I'm sore. Ho hum.

Nichelette

Triple slow cookers are amazing . I've been a bit rubbish with my cooking this week, so I think I'm going to use the long weekend to do a meal plan and some cooking. I used to meal plan religiously and it was so much better that way. Since moving I've really slipped on that front.

Try and remember that any overpayment is a positive. Having kids is expensive and I certainly wouldn't be able to overpay the way we are if we had nursery fees and the like too. Don't be too hard on yourself .

BachSoon

Haha thanks, the feeling sorry for myself is over I was just a little glum - DS is teething madly so not sleeping well, plus the recovery from my procedure meant I was in pain so was very woe is me

Any amount of overpayment is just a bonus really! I shall see how the next four years goes

Still awaiting mammoth nursery bill with late fees so haven't been able to rejig the budget yet.

I love the look of a triple slow cooker. Mine is living a long life so far so not up for replacement... When it finally gives up the ghost, I shall replace with one of those it would be handy for if the DC decide not to follow our veggie choices. I've always said they can make their own choices when old enough, so who knows.

teapot2

Hope you are not so sore now and have a good weekend

Nichelette

I think it's sleep deprivation that does it. My deputy at work has an 11 month old and I feel for him some mornings!

My slow cooker used to belong to my mum. It had a good life but is now festering in my cupboard as I have environmental guilt with chucking it. The glass lid smashed but the rest is still fine hence the guilt. I looked for replacement lids but they were all expensive. Might look again..

I'm not sure if it's my age but I've been thinking a lot about if we have kids would I give them meat or not. I wouldn't stop them from making their own decisions but I'm conflicted about what I'd do before they were able to. I suppose it's not something I need to worry about for now lol.

BachSoon

Thanks for the visits guys. I've had some time to not think about mortgages etc and have come back in a better mood :rotfl:

I am no longer sore - last of the stitches partially dissolved/partially came out today so yay. DS is the proud owner of two new teeth just emerged and is sleeping much better. :j

Nichelette I know what you mean, I have stopped feeling hard done by for two night time awakenings lol a lady who went on leave a month after me has come back to work and her 13 month old wakes 7-8 times a night :eek: :eek:

Re the meat thing, my BFF is also veggie and gives her son meat. I wouldn't have any objection to my DS eating meat tbh, if he starts going to parties and wanting to try the nuggets or whatever they eat nowadays, fine with me. At home, he eats what we eat and with DH being raised in a veggie household, he is happy without meat so we just don't bother buying any. I reckon he will start knowing by maybe 4/5 what he wants to do at school in terms of meat eating or not.

:money: this month's target of £200 has been reached :money: paid £50 off earlier in the month, paid £150 off today that I scraped together :rotfl: have also put £200 aside. Hoping we won't need to transfer it back to use if not, I shall transfer it to the mortgage closer to the end of the month.
It will then put us £200 closer to our 5 year target of £12k. Total ops after a year and ,4 months £400 (plus £200 set aside).
:T

Brindlebabe

Sounds like you're doing fab.

All overpayments are to be celebrated. Remember, most people are living with paying the minimum arranged payment and not looking too closely at the bigger picture. So just being engaged with OPing is definitely something to be proud of and it sounds like you're doing more than that.

I'm veggie too. Have found a great bean chilli recipe which is a tray bake so minimal washing up and makes 4 portions (2 to eat, 2for next day lunch) but I reckon it could easily be doubled for the freezer if you had a bigger baking tray. I will try to dig out and send. Its tinned beans, tinned tomatoes and onion/mushroom/pepper (don't really need the pepper if not cheaply available) so good value. Plus some normal spice rack spices.

National trust self catering holiday sounds like heaven. Don't forget to relax and enjoy it.

Hope nursery costs aren't as miserable as they might be.

BB x

Nichelette

7-8 times :eek::eek:

Not meaning to derail your diary, but if you like beans this is a really tasty cheap meal: https://cookingonabootstrap.com/2018/10/09/bean-goulash-recipe/

I love beans and smoked paprika so I'm in my element . I grate some cheese on a wrap, add a bit of red onion and use that as the filling. It's so tasty and dirt cheap especially if you get the ingredients from Aldi/Lidl. Plus it can be heated up so I take leftovers to work for lunch sometimes.

Congrats on reaching your target :T