Post Office Travel Money Card .

Donnie

ShockingPink wrote: »

Hiya Montycat. Regardless of whether or not they'e ggod value, the PO travel money card is convenient - you can use it in ATMs and anywhere they take Visa. It's also safe as they'll refund the cash on it if your card is lost or stolen.

I've just been to the PO (I live in a rural area and can't get to anywhere that's better value!) and was pleased to find that the exchange rate this morning was $1.975, rather than the $1.95 that's quoted on the travel money maximiser.

If you haven't got time to open a Nationwide account and can't get further afield, I don't think it's too bad.

Have a lovely holiday - you deserve it!

:eek:

So let's get this straight.... Instead of US$2.05 per £, you accept US$1.975
and head off into the sunset, smiling.
That's a 3.6% loss. Use it for a purchase? Cash withdrawal? Add another US$4 charge together with the the previous loss.
Want your left over cash at the end of the holiday? That will be another £5 please. I didn't even bother to check if there was another conversion charge.

It doesn't take genius to click on a link for the PO website for this info or to do a simple search.

A classic case of the blind leading the blind.

ynot2005

ah i see donnie, you pointed the OP to the recommendations that didnt mention or compare the post office travel money card..great stuff


re hammy: no i cant see much benefit in having one either

the post office rate was something like 1.43 and marks was 142.50 at the time, the offers not on now this was in july

keep looking donnie those repeat questions keep popping up, you got to the amsterdam hotels question before it got out of hand

:T:rotfl:

Donnie

ynot2005 wrote: »

ah i see donnie, you pointed the OP to the recommendations that didnt mention or compare the post office travel money card..great stuff


re hammy: no i cant see much benefit in having one either

the post office rate was something like 1.43 and marks was 142.50 at the time, the offers not on now this was in july

keep looking donnie those repeat questions keep popping up, you got to the amsterdam hotels question before it got out of hand

:T:rotfl:

You are utterly useless. Four posts and not even stitch of useful information.

Look how you get excited at your own pathetic humour.

Are you typing via your mobile telephone? What about capital letters and punctuation?

Did you forget to thank me for the information that you were hoping to find on the Travel Money Card? I tried to keep it simple for you.

Yet another imbecile to cross my tracks. :rolleyes:

montycat_2

The Nationwide account is not an option for me .

I am still undecided -in principle the Post office card looks good with regards to not carrying large amounts of money ,travellers cheques .

I would appreciate any comments from anyone who has actually used one recently .

Thanks

i_like_shoes

Montycat...........

I used 1 recently in the States and they are great. No hassle of getting travellers cheques cashed. You don't get charged for using it ,only if you withdraw cash off it.

I always find M&S the best for loose currency exchange rates, but the post office give you travellers cheque rates on the card. You probably get about 0.02 less with the post office......

Think the Yanks call it a charge card not a debit... but don't quote me on that.
I would use 1 everytime i go away now :T

And btw Donnie..... your a d**k boy! :rolleyes:

Donnie

What a bunch of half wits.

How is the Post Office card any better than any other debit card?

Instead of the usual 2.75% conversion charge with most debit cards, you're happy to pay 3.6% before you even get there. Bargain. Doh!
You can make purchases as long as the Visa Electron logo is displayed.
Lose the card? That will be US$70 please.

Your brains probably rattle in your heads.

So, yes, if you have a dodgy credit record or you're an imbecile, run out and get this card. You'll get what you deserve.

i like shoes....that says it all. Totally vacant.

Donnie

Looks as if I've made a mistake..... Post Office Travel Money Card rate = £1 = US1.9564

Visa International rate is currently; £1 = US$2.05

So you're taking a loss of 4.55% before you even receive the card.

Note how I put the figures in bold to make it easy for some to understand.

Here are the links for you:

http://corporate.visa.com/pd/consumer_services/consumer_ex_rates.jsp

http://www.postoffice.co.uk/portal/po/landing?catId=19300207


Now you just go ahead and get it. You know you want to.
Take your lead from our new role model, i like shoes :rolleyes:
Probably more like i like booze

ShockingPink

Donnie wrote: »

:eek:

So let's get this straight.... Instead of US$2.05 per £, you accept US$1.975
and head off into the sunset, smiling.
That's a 3.6% loss. Use it for a purchase? Cash withdrawal? Add another US$4 charge together with the the previous loss.
Want your left over cash at the end of the holiday? That will be another £5 please. I didn't even bother to check if there was another conversion charge.

It doesn't take genius to click on a link for the PO website for this info or to do a simple search.

A classic case of the blind leading the blind.

What a very rude person you are! I had already stated that I knew the PO rate wasn't the best value for money, but given my circumstances I was unable to get better. I took enough cash to get me started on my hols and used my Post Office credit card (with no loading and market rates) for purchases - so I did very well for theatre, shopping and meals out. I have ordered a Nationwide debit card but it didn't arrive in time; I'll be able to use it on my next trip to Europe:T

I was simply advising the OP that the PO travel money card was safe and easy to use, whether or not it was good value. Perhaps you should use some of the money you've saved on your trips abroad to invest in a short course at Charm School:D

Donnie

I don't care as to whether you think I'm rude or not. This is a money saving website.
If it was just about convenience we could post any old rubbish. Such as you have.

How about you spend your time giving your useless opinions to those who ask?

montycat_2

Hi ,
I have got one of those cards now -I got $2 to the pound so ,I'm happy .
Packing now and ,ready to go .
Thanks for those who gave me advise .