Busy Mee's Last Leg

beanielou

Get that payment made

savingholmes

How lovely. Fantastic result - get the OP made

Suffolk_lass

It would be rude not to....

Busy_Mee

Good Morning. I'm back with a proper update this morning. I haven't felt like I have had much to say over the last couple of weeks other than I have been bogged down with work. Anyway I managed to have most of Friday off work (just a call in the morning) and had something that felt like a "normal" day. 

I went with DD to our nearest small town to get a couple of lovely MIL's rings resized for DD. Lovely MIL has left all her jewellery to me and DD, which was such a lovely thought and means so much to both of us. DD has had two rings resized to wear now and will have another couple remodelled at some point in the future, possibly for an engagement ring. It was quite a social distancing performance in the jewellers, ringing the bell to be invited in, a line 2 metres from the counter. A sanitising machine to put the jewellery in before the  Jeweller  handled the rings and again to hand them back.  It was all well thought through and very reassuring. 

The small open air market was also on and I bought plants for my tubs, it was quite busy with some people wearing masks but everyone keeping their distance.

It was a bit rainy on Friday so I spent the afternoon baking cakes for DS as he was having a socially distant BBQ for his friends on Saturday. We popped over for an hour to join them yesterday but we made seven people so didn't stay long, so that DD could go and join them.

In financial news I have chipped an additional £500 off the IO mortgage using money from the odds and sods account (I doubt anyone is surprised  ) The good news is that I didn't have to rob any other accounts as I received a refund on the screen I purchased for work  This means I have paid £1500 off the IO mortgage this month.

It is raining again today, after a lovely day yesterday but the forecast this week is good. I have promised FIL a roast beef and Yorkshire pudding dinner for Fathers Day today, so I will cook that this morning, so we can take it at lunchtime. I have also made him a fruit cake.

I think that is all my news. Only this week to work and then I have a week's annual leave. We should have been going to Greece but I am still taking the time off just for the break from work. 

If lockdown is eased we will try and get to see my parents who live 250 miles away, and as  unfortunately  they don't have a cottage in the grounds I haven't seen them since February. Some of us follow the rules

I think that is all. Have a great Sunday x 

try_harder

Great numbers as always ..Have a good day and enjoy your roast dinner /

themadvix

Glad all is well with you Busy Mee. Your continued huge OPs never cease to amaze!

 You’re not alone in following the rules - even if it feels like it (which it definitely does at times here!). I haven’t cuddled my niece since lockdown began and it’s so hard. 

DS is very lucky to have a mum to bake for his BBQ!

teapot2

Great OP, must feel very satisfying  .  I recently took a week off work even though I was like you following the rules and am really glad I did.  The weather was rubbish but not having to think about work made a big difference and I did feel quite refreshed coming back to it.  Hope you can get to see your parents and also have a relaxing week off when it comes.

savingholmes

I think time away from work in this period is really important. Well done on the OP.

Busy_Mee

Good Morning. A bit late with my June update but here it is:
June 2020
Repayment Mortgage.           £44,418.95 
Interest only.                         £162,500.00

Total mortgage.                    £206,918.95
Ringfenced savings.             £212,500.00

Forever savings                        £5,581.05 (Total mortgage minus ringfenced savings)

Mortgage reduction.            £2,388.91
Savings increase.                      900.00

Odds and Sods.                  £112.15
Principality reg saver.          £1000.00
Chipped off mortgage.        £1000.00
Total odds and sods.           £2112.15

I am really pleased with the June numbers. I was able to reduce the mortgage by an additional £1500, in addition to the normal mortgage payment. This was mainly due the savings in the odds and sods account. I honestly can't believe how these add up.  And there is more to come. Quidco have just paid out £50 each for the TSB switches that we did some time ago and another £18 has just dropped into TCB. 

The ring fenced savings increase was due to fixed rate ISA interest of £800 + and M&S regular saver of £80+ with a bit added to round it up

I am not sure we will be able to sustain this level of savings going forward as lockdown eases. Our petrol consumption is already going up with visits to the elderly parents and I have a hairdressers appointment on Thursday   However food spending has already started to reduce (DD visiting with friends and they are having takeaways). We have a weekend away at the end of the month (hotel stay that was originally booked in March and was postponed to the latest date) This has now turned into a bit of a bargain as is was a Groupon off season deal at a lovely hotel. We have now got it for the Groupon price in high season. We also have a long weekend booked in France in August and that is now looking like a possibility.

I think that is all. Enjoy the weekend, although it is a bit grey and cool here x

themadvix

Great OP, but also good to see things are getting back to a bit more ‘normal’ for you too. The trips away sound great!