We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

20/20 Vision (repaying a debt to my home and myself)

15152545657154

Comments

  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    The blood sugar diet is hard core, but has amazing results, I have a couple of friends who he done it. One friends husband lost over two stone and managed to postpone surgery because his symptoms improved (is a hip problem and will need surgery at some point, but not right now)
    Debt free Feb 2021 🎉
  • doingitanyway
    doingitanyway Posts: 10,338 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    abba1772 wrote: »
    Do you have a smart phone, if so download my fitness pal is roughly counts your steps and it's free xx
    I'm using the already to check calories so good idea, Thanks :)
    The blood sugar diet is hard core, but has amazing results, I have a couple of friends who he done it. One friends husband lost over two stone and managed to postpone surgery because his symptoms improved (is a hip problem and will need surgery at some point, but not right now)
    Thanks Drawingaline. I am not going hardcore. There is a mediumcore :rotfl: and I am doing that instead. It is only day 3 and I have slightly more energy and my joints are less stiff. I am not weighing myself but a dress I usually struggle a little to zip up zipped up easily today. :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,338 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Today I was contacted by HR and my 4 day a week is now agreed ON A PERMANENT BASIS and I only have to go into the office 2 of those 4 days. SO HAPPY. :D

    I don’t mind the decrease in income. I don’t mind that I won’t be able to do as much on the house or do it as quickly. Thanks to this community here I have acquired the skills in frugality I need to manage with less money.

    Thanks to everyone for listening to my moaning and supporting me :T
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fantastic :j :j :j

    You must be so pleased..
    When does that start then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's amazing news .......congrats xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • helsbell
    helsbell Posts: 208 Forumite
    Part of the Furniture Combo Breaker
    Congratulations! I know you've been wanting that for a long time. :beer: :j :beer:
    SPC 11, No. 062 DFD November 2020 :(
    Aug 2017 B'card £5006.83 BoS £1086.59 MBNA £0 Total: £6093.42
    Aug 2018 B'Card £995.06 BoS £863.43 MBNA £3,644.98 Total: £5503.47
    9.68% paid off
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    well done - that's the hard bit!!
    now you just need to make sure they don't mess you around with your day off. I don't know what your work entails, but if there's a chance of colleagues not realising they cant book you on your day off then be very clear right from the beginning when you are and are not available
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    woop woop what an inspiration :j:T
    So pleased for you


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • doingitanyway
    doingitanyway Posts: 10,338 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks everyone for the positive posts :)

    I still can't quite believe it, but I have it writing now. I am due to start in September although I am off Thursdays in August as I used some holiday dates to make my return to work easier.
    And never fear Mark88said I have no intention of being paid for a 4 day week and working a 5 day week. As a team we are already a mixture of full-time and part time staff and the work is geared to this working successfully .

    Today I have drudge to do but then I will be away in my little car. I will be grouping my activities in one area to:

    Go to the National Trust park for a stroll (parking the car for free for 5 hours)
    Check out a free Spanish class that meets on Thursdays.
    Fruit and veg from discount supermarket
    Coffee in a lovely independent cafe and read for a bit (my favourite thing)
    Clear boot of CS goodies at CS

    I feel like the way I wanted to live (when I had debt and a mortgage and couldn't afford to do essential repairs) is beginning to take shape bit by bit :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.