How to manage imbalance in husband/wife pension?

marliepanda

Debra0001 wrote: »

We're a modern couple I know so traditionalists may find us odd but personally I'm proud to be a self suffient women and would hate to have to hope he helps more. I'd prefer to discuss things and change our 50/50.

Youre self sufficient and ‘modern’ but really, you have a house from a previous marriage and you now need a mans pension to survive past retirement. You’re not self sufficient or this thread wouldn’t exist.

You can’t say ‘oh we’re so modern you wouldn’t understand’ whilst basically saying ‘what’s yours is mine and what’s mine is mine’ you want his pension but you don’t want to give up your house equity.

We do understand that. You don’t understand why it’s one sided. You’re eother married and share (pensions/houses/income) or you keep your finances separate. You can’t just do both to suit one party only.

Tom99

marliepanda wrote: »

Youre self sufficient and ‘modern’ but really, you have a house from a previous marriage and you now need a mans pension to survive past retirement. You’re not self sufficient or this thread wouldn’t exist.

You can’t say ‘oh we’re so modern you wouldn’t understand’ whilst basically saying ‘what’s yours is mine and what’s mine is mine’ you want his pension but you don’t want to give up your house equity.

We do understand that. You don’t understand why it’s one sided. You’re eother married and share (pensions/houses/income) or you keep your finances separate. You can’t just do both to suit one party only.

I read it the other way round OP happy to part with equity buy he won't buy in. He wants to occupy 50% of house but only pay for 18%. I think its the rent on the 32% which needs thinking about.

ognum

OP, it seems to me that you have a wish to be modern and independent but you are not.

This is the Marriage and Relationships forum so you will get people!!!8217;s opinions on just that, that is what the forum is for! If you wanted solely financial opinion why not post in the Pensions forum.

There are plenty of married people who could be self sufficient but choose to share, they are more able to support themselves than you are. Apparently you can!!!8217;t live independently.

Debra0001

Financial fairness solutions not marriage advise thank you

Tabbytabitha

Tom99 wrote: »

I read it the other way round OP happy to part with equity buy he won't buy in. He wants to occupy 50% of house but only pay for 18%. I think its the rent on the 32% which needs thinking about.

What married couple demands that one of them pays rent to the other, even if the house is owned totally by one of them, which isn't the case here?

BrassicWoman

Debra0001 wrote: »

Financial fairness solutions not marriage advise thank you

However, you are only going to think it is fair if he pays more. Does he want to? If not, it's a relationship problem, not a maths problem.

borkid

Have you worked out how much money you need to pay your bills and have some for yourself? See what the shortfall is then say to him that to cover the shortfall you'll need to rent out a room ( if you need to that is). I would hope he would say don't worry I'll make up your shortfall.

Tom99

Tabbytabitha wrote: »

What married couple demands that one of them pays rent to the other, even if the house is owned totally by one of them, which isn't the case here?

[FONT=Verdana, sans-serif]Not many I doubt, maybe more common with unmarried couples, but its a good starting point for a discussion about how bills are split.[/FONT]
[FONT=Verdana, sans-serif]Its a big property apparently so say its worth £2,000 per month. Maybe husband should chip in £640 per month before rest of bills split 50/50.[/FONT]

Tabbytabitha

Tom99 wrote: »

[FONT=Verdana, sans-serif]Not many I doubt, maybe more common with unmarried couples, but its a good starting point for a discussion about how bills are split.[/FONT]
[FONT=Verdana, sans-serif]Its a big property apparently so say its worth £2,000 per month. Maybe husband should chip in £640 per month before rest of bills split 50/50.[/FONT]

And then she'd have to pay tax on the rental income and comply with the various regulations required of landlords.

Tom99

Tabbytabitha wrote: »

And then she'd have to pay tax on the rental income and comply with the various regulations required of landlords.

[FONT=Verdana, sans-serif]One partner paying more than 50% of the bills does not make the other partner liable to tax.[/FONT]