Ev's new MFW challenge!

evab_2

After reading Emmacw's post about the brilliant MFreedom I realised that I have been slacking in certain areas regarding putting in money left over from the budgeted payments e.g. food, petrol, phone etc. so must make a more determined effort to transfer even the fewest pennies.

Received letter from mort comp that rate on the secure part has reduced again, so must make sure that I still keep paying the original amount. I'm actually looking forward to July when the SVR kicks in, lets hope interest rates don't shoot up!

I also got a cheque from a survey site so another £34.55 to add to this months overpayment pot. Can't wait until next week when I'm clearer about how much I can send. :j

I've also been asked to do more teaching hours but as it will be on a Friday I would have to send kids to childminder, so I need to find out whether I would be paid the full extra money as currently on A/L Fridays otherwise I wouldn't earn enough to cover the extra expense.

Busy with other things in life, but feeling that I'm actually getting sorted, went to dentist yesterday (free as still within 12 months of having baby!) had a filling , opticians appt next Saturday (using voucher for test) and going through Quidco/Glasses Direct to get new pair, Chiropractor fees on going but definitely worth it, have 2 kids parties this weekend (egg sandwiches and crisps galore!), running going well. And somewhere fit in work, mystery shops, looking after kids .....no wonder I'm sleeping well.

Have to pay for windows today, so will find out how much he's knocked off the price.

Have a good day everyone, sun is shining here x

StuartGMC

Ev
Now I'm feeling guilty about not achieving much this week, but have been reviewing and balancing a few options

Do leave some time for you too!

evab_2

Stuart I do believe you are on holiday, I'm not I'm still working. So don't feel guilty about taking time for yourself!

My own time is when I'm running, it's a pleasure to just be myself and run along the beach.

shopgirl2512

You get to run on the beach?! Oh! I'm soooo jealous. I love the sea, I used to live near the coast, but now I don't think I could get further away from the sea if I tried!

evab_2

Yep very lucky, we moved here 3 years ago and everyday we get to look at the beach. We live less then 10 mins walk away from the beach front.

setmefree2

evab wrote: »

Received letter from mort comp that rate on the secure part has reduced again, so must make sure that I still keep paying the original amount. I'm actually looking forward to July when the SVR kicks in, lets hope interest rates don't shoot up!

That's great 'cos I remember when you were worried about your fix ending - see there is a god

evab_2

Hi all, currently at home with a poorly baby - little thing has had a cold all week, plus diarrhoea, a cough and sticky eyes. He hasn't been sleeping well so I've been up with him for a couple of nights.

Still it's meant that I can catch up on some paperwork!

Just about to write a cheque for this months overpayment, not as much as I thought but I think a lot of mystery shop payments will arrive next month. So sending £94.01 - oh sod it I'll send £100!

I might send another cheque mid-month as some other payments expected. Not happy with Quidco, they've declined a transaction worth £60 no explanation so I've queried that.

I get paid on Friday so I'll see how much extra teaching pennies have brought me - only to pay on Chiro fees :rolleyes:.

Hope everyone well Ev x

SmlSave

Morning evab

Hope baby feels better soon. Well done on the op's

frazzmunch

do hope baby is feeling better....nothing worse than poorly babies, they make you feel so helpless....

hope your back is better too....had a chiropracter do my neck once when i was about 13....i will never forget that cracking noise as long as i live!!:eek:

well done on all you have acheived and are still acheiving:T ....its hard enough normally, never mind with a small baby and a bad back !!

StuartGMC

evab wrote: »

Yep very lucky, we moved here 3 years ago and everyday we get to look at the beach. We live less then 10 mins walk away from the beach front.

Currently our house is a short walk from a major (navigable river) but here in East Anglia we're 50 miles from the coast at the moment but only 15m above sea level; anticipate having a sea view from this very same house by the time we retire if sea levels rise as predicted :eek::eek: