The long haul supporters thread...

In_Search_Of_Me

babysteps wendy! Well done on the win numpty - I never win anything! Have you heard about the job yet?

Numpty_Monkey

The job thing is still up in the air at the mo

But when does office based jobs (looking at numbers) go with what goes on the shop floor, i know i'm needed by the auto workshop people, just if the number checkers take notice

prophecy_grrl

Thanks ISOM

I'm not tempted to spend morem on the CC at all, i just wish I could pay off the loans sooner... does front ended loan mean more interest at the beginning of the term? that's what the loans are, three in total. One is due to end July 09, one June 10 and the last Sept 10. If I pay them early i'll have to pay off extra, it sucks!!! that's why we've opened this new account and put all our extra money in there, it feels like I've paid them off cos I don't miss the money each month.

I reckon I'll jus have to accept this now - wish I'd read the small print re: early settlemnt before I signed up tho!

Fingers crossed for the job Numpty, hope it all goes your way x

so how's tricks with everyone else? not been on the boards for sooooooo long...

1_step_closer

Hi everyone! I have been mega busy what with work and home and the stupid boiler and my washing machine looks about ready to die. well it is 10 years old bless!

Other than that trying to keep up here takes a lot of time. Am really thinking hard about ditching pigsback when I get my £10, it takes so long to get anywhere now. will keep quidco although i rarely use it as it's useful every now and then.

other than that not much to report!

1 step

millionaire_in_training

Hmm how did I get in debt. Now there's a question. Sheer bloody stupidity basically. Ex OH left me with all the joint debt when we split up in 2000 and I paid it all off as quickly as I could and to be honest it wasn't that hard to do as I no longer had ex leeching off of me, drinking and gambling everything we had coming in. I soon got used to having some money and started to spend on silly things. Racked up debts on cc's by buying things for the kids( to make up for the lack of dad). I then made my HUGE mistake and I got a loan for £21k to consolidate my debt and do work to the house. This should have cleared everything and done all the work that I wanted done BUT it didn't because I was then like a woman with no arms throwing the cash about. This resulted in still having CC debts and putting more on cards to pay for bits and bobs for the house. This reached crunch point last year when I was rapidly getting to the stage of maxing out CC's yet again. Paying loads in minimum payments and having to use cc's half way during the month to keep us going n food etc. Buying shopping at £100 plus per week because it was essential lol. As loads of people said they found this iste and life has completely turned around. My shopping bill has been transformed and I just buy what we need. My debt is reducing and I can manage the payments and still live. I still have times when it is tough but I can see that at some point I will have no debt and then life will be just fabby. Hope this makes sense as is a bit of a ramble xx

In_Search_Of_Me

Certainly does make sence MIT! When I have the "will I ever get there" days I just try and visualise my debt free day; phoning my mum, best mate & cousin to tell them with bottle of moet going down nicely & posting on here. Some days the thought of feeling that liberated makes me cry - imagine what we'll do when we have all that money just for US at the end of a month!!! Wont it just be so fab!

1_step_closer

It will betotally awesome! and the way time is going now don't think it will be too long. After all easter is half way through next month but I am refusing to buy eggs, too much expensive plastic and cardboard!!!!

1 step

prophecy_grrl

yep dfd will be the best.

no moet for me tho - lambrini girl thru an thru :rotfl:

millionaire_in_training

Oh I cannot wait until my DFD. Even if I just get rid of the car loan and my cc's I will be sooooooooo happy.

penguin83

I constantly dream about my DFD! I currently spend £1000.00 per month on normal repayments off my debts - imagine having that extra every month! x x