The long haul supporters thread...

Soma

morning
do magazines do well on ebay then? I just chuck mine away
climbintheladder good luck clearing those small debts.

climbintheladderouttadebt

Cheers Soma!

I tried mags on ebay myself and found it depends what ones they are. Normal gossip mags didn't sell. Wedding mags flew out the door! I deteste ebay now but wish you good luck with it!

Happytogetdebtfree

It sounds like a good idea i dont know what in ibc is ? so i dont understand what you mean about charges ? hi soma x

climbintheladderouttadebt

Hi Steerpiker!

steerpiker wrote: »

spent most of the afternoon in the sitting room watching Dr Who (David Tennant) DVD's

Yay! Another Dr Who fan! :T What do you think of the new Dr? I miss David! lol

Happytogetdebtfree

I only watched dr who for the david tennant :P so i miss him now lol lol he was lush :P x

climbintheladderouttadebt

Hey Happy,
an IBC is an interest bearing credit account. Basically, for a few months last year I had to offer every creditor £1 per month until I had sorted some stuff out. Sadly my 6 catalogues were with Shop Direct, and they would not accept £1 per month, freeze interest or stop charges.

I got hundreds of pounds in late and missed payment fees, and the only way to avoid getting further into debt was to take these interest bearing credit accounts instead. It meant my debts increased dramatically but at least I had affordable monthly payments back. I am tied in for 3 years, and the agreements started at the beginning of this year. It said in the terms & conditions that early payment would result in fees.

Happytogetdebtfree

pay the others off first and then go to them last it may be a small fee it may work out cheaper who knows .... focus on the none ibc accounts xxx

climbintheladderouttadebt

It's very exciting! lol. I cannot wait to be debt free! :j

Happytogetdebtfree

is your oh contributing 400 towards payments ?? xx

millionaire_in_training

Good morning all. I am still on hols for a week but I really wish the sun would come out in Scotland for a while. Weather said it was to be nice today but it is still miserable.
Going to phone ARGOS soon and pay £70 off my bill. Need to clear £just under £250 by 3rd Sept to avoid interest charges :eek:. I'll do it if it kills me. Have uniforms etc to buy in the meantime too though :eek:. Never mind. If life wasn't a struggle it wouldn't be such a challenge would it? And it would get boring. Or would it?? Hmm