The long haul supporters thread...

Happytogetdebtfree

well we could rob a bank or win some cash or maybe will the bankers to feel they will wipe it all off so that everyones debt is gone and we can start again im so mad i just paid a credit card a 120 ...3.31 went off the balance its a joke ! swear words i tell you :O xx

Soma

yes please add me to the long haulers, like this thread
sterepiker from your siggy you are doing really well - what are your best tips? I want to keep having a bit of a social life at least!

Soma

Happytogetdebtfree wrote: »

well we could rob a bank or win some cash or maybe will the bankers to feel they will wipe it all off so that everyones debt is gone and we can start again im so mad i just paid a credit card a 120 ...3.31 went off the balance its a joke ! swear words i tell you :O xx

that is really pants - is the APR really high or summat? I used to have one card where the APR was 35% so when I maxed it to 4.5k I'd pay £120 and only pay off around £8.

Happytogetdebtfree

yes its 34% they wont drop it any further cheeky sods eh !! !

MattyA

Happytogetdebtfree wrote: »

yes its 34% they wont drop it any further cheeky sods eh !! !

Can u not wriggle on it? try and prove it is unenforceable.
And / or reclaim PPI & charges on the account.

Happytogetdebtfree

Hi matty thanks, I spoke to niddy before and I just don't fancy the ue route we can afford to pay it, it's still with original people... They won't help you unless you are in the crap which is disgusting I think they should be helping us pay back dropping intrests they are just fueling mr Bransons plane cheeky sods :-) thanks though. I will however enjoy closing the account when the time comes :-) x

millionaire_in_training

Hi folks. I am member number 21 on here but have been neglectful. But I'm back and going to be popping in to say hi. Happyto get that's is a real scunner when that happens. It really annoys me the amount I pay every month against how little my balance goes down. Funny how it never bothered me whilst I was maxing my cards out mind you lol. All the more reason to get rid of those horrible cards. I just wish I had some money left at the end of the month to make overpayments but hey ho I never do.

Happytogetdebtfree

It really gets you by the &@£ hehe but we shall suceed it will go down robbing eejits :-) sooo mad they know how to work customer relations don't they :-) welcome back. How is your debt journey going? X

*zippy*

Can I join you guys please, I have just over £18'000 to pay off which i'm hoping is going to take about 3 years I've had several attempts in the past, but think I got too strict and kept falling off the wagon, i'm going to be more realistic this time.

millionaire_in_training

It's going down. I am at an impasse at the mo tho and need to come on regularly to motivate myself again to do a bit more. I do all the things like watching my grocery bill, not wasting money etc etc but habits creep back too quickly and last week for instance I twice bought take aways and that money would do wonders in my purse this week so am annoyed at myself. Never mind, onwards and upwards.