The long haul supporters thread...

Happytogetdebtfree

subtle enough hehe i wonder if hes ok :O

scoobylicious

Yeh I hope he is. He did seem a bit down when he was last on here. At least he knows we miss him

Happytogetdebtfree

aii im fedup today xx

scoobylicious

Yeh I'm not surprised happy You'll be back to normal in a couple of weeks though I'm sure xx
I'm in the middle of sorting out my c/cs. They were all clicking over onto full interest rates-terrifying! Esp mbna's daylight robbery rate of 34.9% :eek: Think I can move them round so they're almost all on low rates. Would love it as could then hopefully start to make a real dent in them. So time consuming & annoying though, phoning all the c/c companies etc :mad: Ah well, will be worth it if I can do it

Happytogetdebtfree

It's always worth it when a deal can be had :-) hehe just fed up really with debts I don't know what to do for best sometimes? Diy house and make it look nice or reduce some debt numbers and save a mer 30 here etc it's bugging me :-/

scoobylicious

Hmmm they're certainly really depressing I have noticed though since coming on here & all of you telling me that even a little bit makes a difference, that it really does I struggle quite a lot not to spend money though doesn't make life much fun does it! What about some DIY & £15 here & there? :rotfl: xx I'm quite worried too as earn next to no money in the summer & already at the top of my o/d

stevieb1

evening/morning
silly question but how do you work out your debt free date?
going off my debts/arrears im in for an uber long haul, so would be good to have some idea as to when i will be "free"

Happytogetdebtfree

Hi stevieb and welcome, normally we look at the snowball and input all debts and it works it all out for us :-) tell us a little about yourself. Ahh scoobs I do need to do house! Then it's done bit is it justifiable when I have such big debts maybe I should do 75% diy 25% debts extra lol that's naughty I should be all for paying debt since they Are charging me an arm and leg lol xx

scoobylicious

Hi Stevieb :hello: You go here http://www.whwtsthecost.com/snowball.aspx
& fill in all your debts & at the end it tells you when you are likely to be debt free :eek: Quite horrid but really worth seeing it all mapped out
I bet happy's writing this as I very slowly type...... :rotfl:

stevieb1

Happytogetdebtfree wrote: »

Hi stevieb and welcome, normally we look at the snowball and input all debts and it works it all out for us :-) tell us a little about yourself. Ahh scoobs I do need to do house! Then it's done bit is it justifiable when I have such big debts maybe I should do 75% diy 25% debts extra lol that's naughty I should be all for paying debt since they Are charging me an arm and leg lol xx

snowball ?? any links, or is it a go searching thing

what would you like to know?
i work to hard, dont earn enough, and am slowly spiralling down a big debt slope?
lol