Cheery's country living adventure

Staffordia

Cheery_Daff said:

If I win £75 a month, it'll take 1,111 years apparently 😂😂

1111 years has a nice symmetry to it, even if it is completely useless for you.

Cheery_Daff

My sister sent me a screenshot of her non-winning premium bonds and I had to ask what the picture was in the background as I'd never seen it before 😂😂 (apparently it's nettles...)

Ridiculous day here. Covid study man came and we had an absolute fiasco trying to get enough blood for the finger !!!!!! test. Mr Cheery managed it (creating quite a bit of mess in the process), but I barely managed a drop 🙄 

The I had a 2 hour meeting with new boss - he's lovely, but he does talk rather a lot 🙄 Bless him, trying very hard to get it right (didn't always manage it but hey). Said some nice things about me though 😁

Then an ineffective afternoon, a very necessary cafe trip, discovery of some shoddy stonework upstairs 😮 a bit of squabbling, and then I ended up working til 8.30pm, before taking the recycling out.

Drained and washed out. Tomorrow is my first Friday off and I don't feel remotely celebratory as I've only worked 2 days this week, neither effective. Finding it very difficult to work at the minute with everything going on 🙄

Anyway, tomorrow is another day, and I have a cheery little jaunt planned to see an exhibition of a cheery artist not far up the road 😁

beanielou

Enjoy your Friday.

hb2

Yes, enjoy your Friday off Cheery - it sounds as if you are more than ready for it.

We cashed in my Premium Bonds a few years ago (to pay for something, probably a holiday) but bought some more in July - so this was the first eligible draw. Nothing won, so will have to continue dreaming!

Cheery_Daff

Thanks folks.

I did do £1.64 worth of Prolific studies dotted throughout the day, which is good! Just had a spin on the Happy Wheel - won 25p, then lost 46p. Could do better 😂

LadyWithAPlan

I bought some PB for the first time in my life last week, all because of the regular MSE mention of wins, so Oct 2nd will be my first draw and I am actually excited about it.

Well done on all your wins - what does that work out as in terms of your rate ? Sounds like way more than 1%

Cheery_Daff

LadyWithAPlan said:

I bought some PB for the first time in my life last week, all because of the regular MSE mention of wins, so Oct 2nd will be my first draw and I am actually excited about it.

Well done on all your wins - what does that work out as in terms of your rate ? Sounds like way more than 1%

Not entirely sure how to work it out for me, as we've had a changing amount in there. We started with about £45,000 though (first draw was March) - most of Mr Cheery's pension lump sum. We're slowly paying for the kitchen project, and now down to about £37,000, and there's a LOT still to pay for. 

We've won £425 so far, which is (I think) just under 1% of £45,000. I confess I'm not brilliant at working out interest etc - that's obviously over just a few months, not the whole year.

Cheery_Daff

Of course there's always the *chance* of winning more (which clearly doesn't translate into reality very often 😂). As far as I know Martin's always said not to bother with them because a normal hugh interest account will always do better - but at the minute savings account interest is so poor, premium bonds is as good a place as any (although I have a vague feeling he said it's as good a place as any for amounts over £10k - under that your lower chance of winning means you'd probably get more in a savings account).

Better explanation here! 

https://www.moneysavingexpert.com/savings/premium-bonds/

Karmacat

First Friday off because of a four day week!  You sound shattered, but a good cafe trip can help.  Hope today is better.

themadvix

Cheery, for your finger p r i ck test, if you have to do it again, a warm bath gets the blood flowing for it, I’ve heard. Don’t think that’ll be too much of a hardship for you, although timing might be tricky!