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Cheery's country living adventure
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Sending hugs Cheery xx🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Sorry to hear of your bad news cheery. I hope you got some rest xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!0 -
When sorrows come, they come not single spies but in battalions. Hamlet
Sending best wishes and hugs Cheery.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Thank you lovely people :kisses3: I'm fine
Had a reasonable night's sleep and having a rather useless and lazy day today
:rotfl: But I'm fine
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Evening MSE chums :hello:
Monday Finances Day :j :money: However that will have to wait til later (or even tomorrow, or quite possibly Wednesday) as I still have a work task that needs finishing before tomorrowI stopped at 2pm to drive home to meet Mr Cheery in the cafe (and carry on there for a bit) but unfortunately they'd closed the kitchen earlier than we thought, and he was rather too hungry to wait around, so we left again and I had to leave half of my tea undrunk. Still, a cheap trip at £2.10
Nowt much else to report finance-wise. Had reminders for the house insurance (due the end of the first week in Feb I think) and the car insurance (they're on a joint policy, due 17th Feb). We got an £8 refund when we switched to the new car a few weeks ago :rotfl: but the annual policy quote has gone up over £70 :eek: so there will definitely be some comparisons going on :eek:
Not right now though. Right now I need to finish this work task before I get even more tired than I am nowI was up at 5 and left home at 6, and also appear to be full of cold as of this morning, so I don't think I've got more than an hour in me tonight, 1.5 hours at the most
And *then* I'll see how I feel about financial buttlingMight at least do YNAB even if I don't brave the comparison sites :eek: :eek: House insurance renewal quote might have been reasonable anyway, can't remember
Oh, and I need to shift the savings over to the savings account (an easy bank transfer) and start the process of opening higher interest savers for us both (slightly more faffy but may be able to start that online at least, we'll see).
Anyway, enough waffling - I only really popped in here to warm my fingers up as we've been out for our daily walk and it's rather chilly out there!0 -
Hope you got your work done Cheery. I too have car insurance and house insurance renewals looming - how I detest them!
Why can't companies not be out to rip us all off all the time. Life would be so much easier with one bank account paying decent interest and insurance premiums that were fair and based on reality, not some inflationary profits for shareholders... Oh dear, sorry, now I'm ranting away on your diary!
What a faff it all is!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
I seem to recall that :money:'s current advice for insurance comparisons is that 21 days ahead of renewal is the sweet spot for the best prices so around now might be just the right time to take a look by the sound of it. VERY glad I don't have to worry about ours (home OR car) again until August at the moment - and these days MrEH is pretty well trained to deal with his own car as well which is even better!
We opened the same Coventry accounts you were talking about by the way - in fact I just made the first payment into mine at lunchtime! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Morning MSE chums :hello:
Well, I have a VERY unusual day to myself! :j :j Most exciting :j :j :j Had all sorts of exciting outdoor plans but sadly it's gloomy and rainy and now I don't want to be outside at allAlso I've got work to do before a deadline tomorrow, which I am NOT pleased about :mad: My own fault that it hasn't been done - but I'm VERY grumpy that it's eating in to my day on my own :buttkick:
Hey ho, no point complaining. I have tea and heating :rotfl: and peace and quiet :j Going to make a list for later so I don't land up just idling the day away and feeling like I haven't had one at all. don't feel like I need to do anything dramatic, just have a bit of quiet pottering time to get on top of things.
Some things I'd like to do...
HOUSE
* Washing up
* Tidy kitchen
* Quick hoover
* Dust living room
* Change bedding
* Hoover bedroom
* Hang washing up
CHEERY
* Blog post
* Find knitting pattern, wool and needles
* Watch Call the Midwife
* Play flute for a bit
* Possibly go for a walk (although given the weather, possibly not...)
ADMIN TASKS
* Print form for voluntary group and put in envelope with stamp
* Find envelope and address for letter
* Check I've not missed re-joining anything else
* (there are all kinds of things like sorting insurance etc but I don't want to do those today really)
Hmm. I think I'll try to get all my work done by 12 and then make a bit of a plan for the rest of the day :j :j
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WELL - all that has now been ruined - Mr Cheery's plans have been cancelled at the last minute (and he is NOT impressed) and now I've probably just about got time to finish this work and nothing else before he gets backSo much for my day to myself
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Afternoon all :hello:
I've taken the day off :j :j after working at the weekend, and Mr Cheery is going to leave shortly so I will have a few hours to myself which I am very much looking forward to :j :j
We've already had a nice cafe trip and I've written two blog posts and rung a nice man about coming to sort out the heating (YAWN). I don't want to idle away the rest of the day, so I'll write a list, and then think about a more specific plan with timings...
HOUSE
* change sheets
* hoover downstairs
* hoover bedroom
* sort out bathroom drawers (they're so full they're quite difficult to shut and it's annoying)
* dust
ADMIN & FINANCES
* find envelope and stamp for friend's letter
* print and fill in membership form for local group
* banks and YNAB
* transfer savings to PO account
* open new savings accounts
* comparison for house insurance
* comparison for car insurance
OTHER
* poo pick chicken house
CHEERY
* find wool, needles and knitting pattern
* nice long bath
* at least one episode of Call the Midwife
* bit of flute playing
* bit of MBing
Right, back in a tic with a timing plans...0 -
Ooh, enjoy your afternoon Cheery! It does sound rather cheery!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0
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