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Put away your purse & become debt-averse

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  • foxgloves
    foxgloves Posts: 12,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks for all your comments & contributions, which as usual, I enjoyed reading & kept finding myself nodding in agreement.
    @Deni_debt-free_dreamer - Tomato & ale chutney is a very easy recipe - it needs 2.5kg of tomatoes so is good for dealing with a glut. As chutney lasts a good year (I've kept it longer if it's looked ok), it is a good pantry filler & useful for gifts, for which I like to tart the jars up with pretty lid-covers & raffia or ribbon. Great use of your PA survey earnings, btw.

    @QueenJess - Yes, I had read something similar. Plenty of people are sufficiently intelligent to realise that tax cuts mean cuts in public services, which are already on their knees having already suffered years of Tory government austerity measures.

    @marionmgcars - I love home grown tomatoes. You can't beat the flavour of them when they've been sun-ripened on the plant. The ones in the shops in winter are virtually flavourless.

    @amber03 - No, I agree it doesn't look good for winter. I think we will all be putting our MSE skills fully into action to try & weather the storm as best we can. I don't think either of the leadership rivals grasp that the massive energy price rises are not only going to hit the poorest families (who often don't vote so can often be brushed aside) but will affect the budgets of middle class households too. That means less disposable income to spend in local shops & businesses, on the high street & online generally. Restauranteurs & takeaway owners are apparently already noticing a difference to their takings. It won't be long before hair & beauty businesses start seeing people go an extra fortnight or month between appointments, etc, as everyone cuts back. They are so busy trying to outdo each other with who can cut taxes the most that they are missing the most enormous crisis right under their noses. Hopefully it will be the undoing of the lot of them, I just wish ordinary people didn't have to suffer.

    @Sun_Addict - I don't mind walking but only short distances. 2 - 3 miles is about my limit. I am physically capable of walking further than that, but not without moaning. I did once do a 5-mile walk around a nice big park in the north of the county but I was moany by the end & didn't enjoy it, even in nice scenery, after about 3 miles or so. I'm generally quite active though, especially with all the gardening that I do, & I do want to resume cycling when the weather is cooler.

    @CRANKY40 - Yes, food price rises are indeed scary. Also, we are noticing a fair amount of gaps on the shelves  - the gaps aren't consistently the same product categories, but we are seeing enough of this to assume that there are supply-chain issues somewhere along the line.

    @ladyholly - We're not particularly chilly mortals but like everyone else, we do feel the cold in winter. It's going to be difficult for people like Mr LH who feel the cold particularly badly. I have a friend like that - he can be invited to ours for dinner in June & sit at the dining table in his coat.

    @milann - You're welcome! You have some sticking power to work your way through all of my rambles! If anyone had told me 20 years or so ago that I would EVER be inspiring anybody with money saving activity, I'd have dissolved into a heap on the floor laughing. If I'd had a £ for every time my Mum told me 'You can't spend what you haven't got', that in itself would probably have paid off a good proportion of my 24-year old overdraft! 

    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Love sourdough bread, toasted with butter. We have an independent bakery near us who bake it, treated myself the other week to a loaf, was £1.50 dearer than the SM. Don’t mind paying that price as a treat but will stick to the SM until this crisis is over.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • foxgloves
    foxgloves Posts: 12,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 12 August 2022 at 9:41AM
    I love it too, @amber03, & it is supposed to be more digestible, maybe because of the fermentation process & good effects on beneficial gut bacteria. It is a very simple food - just flour, water, a little salt & a portion of sourdough culture, which is itself just flour & water. It takes a bit more time - planning though, which I expect is why it costs more than standard bread.
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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