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Put away your purse & become debt-averse

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  • maddiemay
    maddiemay Posts: 5,120 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @Jellytotts The Autumn freebie L*keland catalogue came in the weekend papers and I have a spare copy if you would like one. £5 off £30 or £10 off £60, it is valid until end of October.  PM me your details if you want me to post one to you.

    @foxgloves - First time I have posted, I love reading of your gardening and homemaking, well done you and Mr F for turning your lives around, I never owed very much money, but was very guilty of not budgeting and buying things just because I liked them.

    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • foxgloves
    foxgloves Posts: 12,653 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello @maddiemay & welcome. Lovely to hear that you enjoy reading my diary. I often feel I just yakk on about courgettes, line-drying, meal planning - really dull old-style stuff. However I know that what I am doing (along with the major attitude change a decade or so ago) has got us debt-free & is keeping us that way, so there is no way I'm going back. We feel much more responsible, 'greener' & happier.
    Do feel welcome to post. Comments always welcome. 
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Just to say I’m loving reading all the posts.  I may have redundancy options at work so may  finish work earlier than planned.  I’ve been adding spare cash to my retirement fund so hopefully will come in handy.  Looking forward to living an even more frugal eco-friendly life soon xx
  • hi foxgloves & friends

    I got that voucher supplement re lakelund in the sunday papers (had a voucher for free newspapers for a week :) and the deluxe 3 tier heated airer is £164.99!!  Not sure if that's the one you have foxgloves ?  I have never had a tumble drier either and i dry my washing outside about 10 months of the year .
    good luck pixiehouse and it would be great to hear about your adventures 

    Deni x
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
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  • BlueJ94
    BlueJ94 Posts: 2,810 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hello all! I enjoy reading through this diary as it gives me a kick up the bum to motivate myself! Everyone's busy busy! It's made me realise I need to start meal planning again! Might have a look through pinch of nom later on :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • foxgloves
    foxgloves Posts: 12,653 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well that's something to think about, @marionmgcars. Exciting. I was the same - too young for retirement but took VR after much soul searching when there was an opportunity amidst all the austerity cuts. 

    @Deni_debt-free_dreamer - No, my heated airer isn't that £164 one. Seriously that is a LOT of money. I think mine must be the non-deluxe model which looks v similar. Honestly, I'm sure we paid £80-something but a few years ago, so they have really shot up in price. I wouldn't be without one though.i still peg out in the colder months if I can, after a double spin, then laundry often doesn't need to be on the heated airer as long. When I dried winter laundry on a normal airer in front of a radiator in the spare bedroom, it often smelled frowsty & also created black mould on the walls from the condensation. Worth the outlay on one in my opinion, but I am not sure that price rise is justified.

    @jadewest94 - I find meal planning then checking stores for every item required saves money compared with the expensive random shopping we used to do when we had no idea what we were going to eat. I like Pinch of Nom. I think mine is the 2nd one. Do you have a slow cooker? That is useful too, esp as you are working. I bunged the last little gammon joint in on Sunday from the 3 for £10 deal our market butcher did us. It did gammon, roasties, peas, carrots & onion sauce on Sun, will do us some pasta tonight along with a bit of chopped veg & pesto. It will do a chunky ham sandwich for Mr F's packed  lunch tomorrow & I've chopped the rest & frozen it to go on a pizza next time I fancy making one. It can help the grocery budget no end to roll something forward for another meal. 
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • I love doing the "how many meals can a joint of meat do" game.  We tend to alternate between a gammon or a chicken most weeks. The gammon gets used similarly to you, the chicken is normally roast one day, with salad or chips/jacket spud the next, mixed with mustardy Mayo and salad in a roll for a nice lunch, carcass made into stock for a risotto with any left over bits.  The cats have their share too.  Add in a couple of veg based meals and that's us done for a week.


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